Legends Bank

Linn, MO
IDRSSD: 865151
Total Assets
$621.29M
Latest filing
Total Deposits
$502.72M
Latest filing
Net Interest Margin
4.98%
Profitability

Key People

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Locations

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Main Office
Legends Bank
200 E Main St
Linn, MO 65051
Full Service - Brick and Mortar
Updated 04/10/2026Established 03/17/1913FDIC Certificate 8012

Branches (12)

Page 1 of 2
NameAddressCity / State
Legends Bank (Main)200 E Main StLinn, MO
HIGHWAY 50 LOOSE CREEK BRANCH155 Bank RdLoose Creek, MO
OWENSVILLE BRANCH602 E Highway 28Owensville, MO
TAOS BRANCH8201 Highway MJefferson City, MO
WESTPHALIA BRANCH1950 Highway 63Westphalia, MO
EAST MAIN BRANCH1217 E Main StLinn, MO
BELLE BRANCH204/206 Alvarado AvenueBelle, MO
UNION BRANCH410 Us Highway 50 EUnion, MO
Showing 7 of 12

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/17/1913
Community BankYes
Ownership TypeNot Mutual
ZIP65051
State and County Number29151
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameJefferson City, MO

Operational Info

Number of Employees98
Domestic Offices12
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.legendsbk.com
Data Updated04/10/2026
CERT12616
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$621.29M
Total Deposits$502.72M
Total Liabilities$508.58M
Total Equity Capital$112.71M
Net Income$3.31M
Net Loans and Leases$434.56M
Assets Per Employee ($Millions)$6.21M
Bank Premises and Fixed Assets$12.53M
Cash and Balances due from Depository Institutions$32.73M
Deposits Held in Domestic Offices$502.72M

Key Performance Ratios

Return on Assets (ROA)2.18%
Return on Equity (ROE)11.87%
Net Interest Margin4.98%
Efficiency Ratio42.82%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.15%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets18.141%
Earning Assets to total Assets96.27%

Income and Expense

Total Interest Income$8.85M
Total Noninterest Income$592.00k
Total Interest Expense$1.58M
Total Noninterest Expense$3.36M
Net Interest Income$7.26M
Pre-tax Net Operating Income$4.27M
Provision for Credit Losses$225.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$1.14M
Federal Funds Sold & Reverse Repurchase Agreement$9.34M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.71M
Total Liabilities and Capital$621.29M

Securities

Securities$125.66M
Available-for-sale debt securities$125.51M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$151.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Legends Bank?
$621.29M as of the latest filing.
How much are Legends Bank's total deposits?
$502.72M in total deposits.
Where is Legends Bank located?
Linn, MO.
What is the Net Interest Margin?
4.98%.
How many domestic offices does it operate?
12.
When was it established?
03/17/1913.
What is the Return on Assets (ROA)?
2.18%.
How much are total loans and leases?
$434.56M (latest filing).
What is the total interest income (latest filing)?
$8.85M.