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HomeBank

Palmyra, MO
IDRSSD: 697156
Total Assets
$663.82M
Latest filing
Total Deposits
$548.22M
Latest filing
Net Interest Margin
4.89%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP63461
State and County Number29127
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameHannibal, MO

Operational Info

Number of Employees126
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/20/1934
Primary Insurance AgencyDIF
Websitewww.myhomebank.bank
Data Updated11/14/2025
CERT14492
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$663.82M
Total Deposits$548.22M
Total Liabilities$600.18M
Total Equity Capital$63.65M
Net Income$3.60M
Net Loans and Leases$552.42M
Assets Per Employee ($Millions)$5.07M
Bank Premises and Fixed Assets$18.18M
Cash and Balances due from Depository Institutions$31.49M
Deposits Held in Domestic Offices$548.22M

Key Performance Ratios

Return on Assets (ROA)2.19%
Return on Equity (ROE)22.98%
Net Interest Margin4.89%
Efficiency Ratio56.16%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.588%
Earning Assets to total Assets92.5%

Income and Expense

Total Interest Income$10.67M
Total Noninterest Income$1.11M
Total Interest Expense$3.24M
Total Noninterest Expense$4.79M
Net Interest Income$7.42M
Pre-tax Net Operating Income$3.60M
Provision for Credit Losses$141.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$43.51M
Federal Funds Sold & Reverse Repurchase Agreement$2.05M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$8.45M
Total Liabilities and Capital$663.82M

Securities

Securities$37.55M
Available-for-sale debt securities$33.29M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$4.25M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of HomeBank?
$663.82M as of the latest filing.
How much are HomeBank's total deposits?
$548.22M in total deposits.
Where is HomeBank located?
Palmyra, MO.
What is the Net Interest Margin?
4.89%.
How many domestic offices does it operate?
9.
When was it established?
06/01/1934.
What is the Return on Assets (ROA)?
2.19%.
How much are total loans and leases?
$552.42M (latest filing).
What is the total interest income (latest filing)?
$10.67M.