HomeBank
Palmyra, MO
IDRSSD: 697156
Total Assets
$711.61M
Latest filing
Total Deposits
$600.73M
Latest filing
Net Interest Margin
4.75%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081517936PALMYRA, MO
Key People
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Locations
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Main Office
HomeBank
400 S Main St
Palmyra, MO 63461
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/01/1934FDIC Certificate 9055
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| HomeBank (Main) | 400 S Main St | Palmyra, MO |
| HANNIBAL BRANCH | 3817 Mcmasters Ave | Hannibal, MO |
| QUINCY BRANCH | 305 N 48th St | Quincy, IL |
| HOMEBANK OF CENTRALIA | 1399 E Highway 22 | Centralia, MO |
| CANTON BRANCH | 1810 Elm St | Canton, MO |
| MEXICO BRANCH | 2977 S Clark St | Mexico, MO |
| LAKE ST LOUIS/OFALLON BRANCH | 2183 W Terra Ln | O Fallon, MO |
| BOWLING GREEN BRANCH | 1108 S Business Highway 61 | Bowling Green, MO |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63461 |
| State and County Number | 29127 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Hannibal, MO |
Operational Info
| Number of Employees | 131 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/20/1934 |
| Primary Insurance Agency | DIF |
| Website | www.myhomebank.bank |
| Data Updated | 01/30/2026 |
| CERT | 14492 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $711.61M |
| Total Deposits | $600.73M |
| Total Liabilities | $646.22M |
| Total Equity Capital | $65.39M |
| Net Income | $2.65M |
| Net Loans and Leases | $578.91M |
| Assets Per Employee ($Millions) | $5.31M |
| Bank Premises and Fixed Assets | $18.76M |
| Cash and Balances due from Depository Institutions | $53.15M |
| Deposits Held in Domestic Offices | $600.73M |
Key Performance Ratios
| Return on Assets (ROA) | 1.54% |
| Return on Equity (ROE) | 16.46% |
| Net Interest Margin | 4.75% |
| Efficiency Ratio | 58.4% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.189% |
| Earning Assets to total Assets | 92.18% |
Income and Expense
| Total Interest Income | $10.74M |
| Total Noninterest Income | $993.00k |
| Total Interest Expense | $3.20M |
| Total Noninterest Expense | $4.98M |
| Net Interest Income | $7.54M |
| Pre-tax Net Operating Income | $3.26M |
| Provision for Credit Losses | $285.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $37.26M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.16M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.23M |
| Total Liabilities and Capital | $711.61M |
Securities
| Securities | $36.22M |
| Available-for-sale debt securities | $32.35M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $3.86M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of HomeBank?
$711.61M as of the latest filing.
How much are HomeBank's total deposits?
$600.73M in total deposits.
Where is HomeBank located?
Palmyra, MO.
What is the Net Interest Margin?
4.75%.
How many domestic offices does it operate?
9.
When was it established?
06/01/1934.
What is the Return on Assets (ROA)?
1.54%.
How much are total loans and leases?
$578.91M (latest filing).
What is the total interest income (latest filing)?
$10.74M.