The Pennsville National Bank
Pennsville, NJ
IDRSSD: 828110
Total Assets
$283.71M
Latest filing
Total Deposits
$255.05M
Latest filing
Net Interest Margin
4.05%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Pennsville National Bank
170 S Broadway
Pennsville, NJ 08070
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/23/1969FDIC Certificate 13719
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Pennsville National Bank (Main) | 170 S Broadway | Pennsville, NJ |
| CARNEYS POINT BRANCH | 91 S Virginia Ave | Carneys Point, NJ |
| ELMER BRANCH | 435 Chestnut St | Elmer, NJ |
| PEDRICKTOWN BRANCH | 1 W Mill St | Pedricktown, NJ |
| WOODSTOWN OFFICE | 125 East Ave | Woodstown, NJ |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 06/23/1969 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 08070 |
| State and County Number | 34033 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 35 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/23/1969 |
| Primary Insurance Agency | DIF |
| Website | www.pennsvillenb.com |
| Data Updated | 11/14/2025 |
| CERT | 19978 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $283.71M |
| Total Deposits | $255.05M |
| Total Liabilities | $256.77M |
| Total Equity Capital | $26.94M |
| Net Income | $1.01M |
| Net Loans and Leases | $115.09M |
| Assets Per Employee ($Millions) | $7.88M |
| Bank Premises and Fixed Assets | $3.71M |
| Cash and Balances due from Depository Institutions | $46.42M |
| Deposits Held in Domestic Offices | $255.05M |
Key Performance Ratios
| Return on Assets (ROA) | 1.43% |
| Return on Equity (ROE) | 15.28% |
| Net Interest Margin | 4.05% |
| Efficiency Ratio | 53.52% |
| Tier 1 Risk-Based Capital Ratio | 23.186% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.496% |
| Earning Assets to total Assets | 96.48% |
Income and Expense
| Total Interest Income | $3.05M |
| Total Noninterest Income | $262.00k |
| Total Interest Expense | $290.00k |
| Total Noninterest Expense | $1.62M |
| Net Interest Income | $2.76M |
| Pre-tax Net Operating Income | $1.31M |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.72M |
| Total Liabilities and Capital | $283.71M |
Securities
| Securities | $115.26M |
| Available-for-sale debt securities | $115.26M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Pennsville National Bank?
$283.71M as of the latest filing.
How much are The Pennsville National Bank's total deposits?
$255.05M in total deposits.
Where is The Pennsville National Bank located?
Pennsville, NJ.
What is the Net Interest Margin?
4.05%.
How many domestic offices does it operate?
5.
When was it established?
06/23/1969.
What is the Return on Assets (ROA)?
1.43%.
How much are total loans and leases?
$115.09M (latest filing).
What is the total interest income (latest filing)?
$3.05M.