OceanFirst Bank, National Association
Toms River, NJ
IDRSSD: 85472
Total Assets
$14.23B
Latest filing
Total Deposits
$10.56B
Latest filing
Net Interest Margin
3.03%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
OceanFirst Bank, National Association
975 Hooper Ave
Toms River, NJ 08753
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1902FDIC Certificate 41193
Branches (40)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| OceanFirst Bank, National Association (Main) | 975 Hooper Ave | Toms River, NJ |
| LOGAN TOWNSHIP BRANCH | 303 Village Center Dr | Logan Township, NJ |
| HAMILTON SQUARE BRANCH | 411 Route 33 | Trenton, NJ |
| MAPLE SHADE BRANCH | 597 Route 38 W | Maple Shade, NJ |
| ATLANTIC CITY BRANCH | 1801 Atlantic Avenue | Atlantic City, NJ |
| HAMMONTON BRANCH | 12th Street And First Road | Hammonton, NJ |
| RIVERDALE BRANCH | 583 W 235th St | Bronx, NY |
| WOODLAWN BRANCH | 4349 Katonah Ave | Bronx, NY |
Showing 7 of 40
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 08753 |
| State and County Number | 34029 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 1,042 |
| Domestic Offices | 43 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.oceanfirst.com |
| Data Updated | 11/14/2025 |
| CERT | 28359 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $14.23B |
| Total Deposits | $10.56B |
| Total Liabilities | $12.52B |
| Total Equity Capital | $1.71B |
| Net Income | $19.95M |
| Net Loans and Leases | $10.51B |
| Assets Per Employee ($Millions) | $13.97M |
| Bank Premises and Fixed Assets | $129.04M |
| Cash and Balances due from Depository Institutions | $267.90M |
| Deposits Held in Domestic Offices | $10.56B |
Key Performance Ratios
| Return on Assets (ROA) | 0.58% |
| Return on Equity (ROE) | 4.7% |
| Net Interest Margin | 3.03% |
| Efficiency Ratio | 70.1% |
| Tier 1 Risk-Based Capital Ratio | 11.268% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.013% |
| Earning Assets to total Assets | 90.51% |
Income and Expense
| Total Interest Income | $161.52M |
| Total Noninterest Income | $10.13M |
| Total Interest Expense | $67.61M |
| Total Noninterest Expense | $73.83M |
| Net Interest Income | $93.92M |
| Pre-tax Net Operating Income | $26.12M |
| Provision for Credit Losses | $4.09M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $7.50M |
| Other borrowed funds | $1.74B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $64.87M |
| All Other Liabilities | $158.38M |
| Total Liabilities and Capital | $14.23B |
Securities
| Securities | $2.18B |
| Available-for-sale debt securities | $1.26B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $920.70M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of OceanFirst Bank, National Association?
$14.23B as of the latest filing.
How much are OceanFirst Bank, National Association's total deposits?
$10.56B in total deposits.
Where is OceanFirst Bank, National Association located?
Toms River, NJ.
What is the Net Interest Margin?
3.03%.
How many domestic offices does it operate?
43.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
0.58%.
How much are total loans and leases?
$10.51B (latest filing).
What is the total interest income (latest filing)?
$161.52M.