Cross River Bank

Fort Lee, NJ
IDRSSD: 3783313
Total Assets
$8.12B
Latest filing
Total Deposits
$6.59B
Latest filing
Net Interest Margin
5.62%
Profitability

Locations

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Main Office
Cross River Bank
2115 Linwood Ave
Fort Lee, NJ 07024
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/23/2008FDIC Certificate 451130

Branches (0)

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NameAddressCity / State
No branch data available.
Cross River Bank (Main)2115 Linwood AveFort Lee, NJ

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/23/2008
Community BankNo
Ownership TypeNot Mutual
ZIP07024
State and County Number34003
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees889
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/21/2025
Date of Deposit Insurance06/23/2008
Primary Insurance AgencyDIF
Websitehttp://www.crossriverbank.com
Data Updated11/14/2025
CERT58410
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$8.12B
Total Deposits$6.59B
Total Liabilities$7.07B
Total Equity Capital$1.05B
Net Income$3.93M
Net Loans and Leases$5.66B
Assets Per Employee ($Millions)$9.13M
Bank Premises and Fixed Assets$39.58M
Cash and Balances due from Depository Institutions$617.54M
Deposits Held in Domestic Offices$6.59B

Key Performance Ratios

Return on Assets (ROA)0.2%
Return on Equity (ROE)1.5%
Net Interest Margin5.62%
Efficiency Ratio73.88%
Tier 1 Risk-Based Capital Ratio1,064,854%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets1.57%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.967%
Earning Assets to total Assets94.19%

Income and Expense

Total Interest Income$158.54M
Total Noninterest Income$33.15M
Total Interest Expense$51.90M
Total Noninterest Expense$103.53M
Net Interest Income$106.65M
Pre-tax Net Operating Income$4.30M
Provision for Credit Losses$31.96M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$246.40M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$229.35M
Total Liabilities and Capital$8.12B

Securities

Securities$1.37B
Available-for-sale debt securities$1.35B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Cross River Bank?
$8.12B as of the latest filing.
How much are Cross River Bank's total deposits?
$6.59B in total deposits.
Where is Cross River Bank located?
Fort Lee, NJ.
What is the Net Interest Margin?
5.62%.
How many domestic offices does it operate?
1.
When was it established?
06/23/2008.
What is the Return on Assets (ROA)?
0.2%.
How much are total loans and leases?
$5.66B (latest filing).
What is the total interest income (latest filing)?
$158.54M.