Cross River Bank
Fort Lee, NJ
IDRSSD: 3783313
Total Assets
$8.12B
Latest filing
Total Deposits
$6.59B
Latest filing
Net Interest Margin
5.62%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Cross River Bank
2115 Linwood Ave
Fort Lee, NJ 07024
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/23/2008FDIC Certificate 451130
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Cross River Bank (Main) | 2115 Linwood Ave | Fort Lee, NJ | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/23/2008 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 07024 |
| State and County Number | 34003 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 889 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/21/2025 |
| Date of Deposit Insurance | 06/23/2008 |
| Primary Insurance Agency | DIF |
| Website | http://www.crossriverbank.com |
| Data Updated | 11/14/2025 |
| CERT | 58410 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $8.12B |
| Total Deposits | $6.59B |
| Total Liabilities | $7.07B |
| Total Equity Capital | $1.05B |
| Net Income | $3.93M |
| Net Loans and Leases | $5.66B |
| Assets Per Employee ($Millions) | $9.13M |
| Bank Premises and Fixed Assets | $39.58M |
| Cash and Balances due from Depository Institutions | $617.54M |
| Deposits Held in Domestic Offices | $6.59B |
Key Performance Ratios
| Return on Assets (ROA) | 0.2% |
| Return on Equity (ROE) | 1.5% |
| Net Interest Margin | 5.62% |
| Efficiency Ratio | 73.88% |
| Tier 1 Risk-Based Capital Ratio | 1,064,854% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.57% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.967% |
| Earning Assets to total Assets | 94.19% |
Income and Expense
| Total Interest Income | $158.54M |
| Total Noninterest Income | $33.15M |
| Total Interest Expense | $51.90M |
| Total Noninterest Expense | $103.53M |
| Net Interest Income | $106.65M |
| Pre-tax Net Operating Income | $4.30M |
| Provision for Credit Losses | $31.96M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $246.40M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $229.35M |
| Total Liabilities and Capital | $8.12B |
Securities
| Securities | $1.37B |
| Available-for-sale debt securities | $1.35B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Cross River Bank?
$8.12B as of the latest filing.
How much are Cross River Bank's total deposits?
$6.59B in total deposits.
Where is Cross River Bank located?
Fort Lee, NJ.
What is the Net Interest Margin?
5.62%.
How many domestic offices does it operate?
1.
When was it established?
06/23/2008.
What is the Return on Assets (ROA)?
0.2%.
How much are total loans and leases?
$5.66B (latest filing).
What is the total interest income (latest filing)?
$158.54M.