Manasquan Bank

Manasquan, NJ
IDRSSD: 459671
Total Assets
$3.39B
Latest filing
Total Deposits
$2.94B
Latest filing
Net Interest Margin
3.16%
Profitability

Locations

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Main Office
Manasquan Bank
2221 Landmark Pl
Manasquan, NJ 08736
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1874FDIC Certificate 43304

Branches (14)

Page 1 of 2
NameAddressCity / State
Manasquan Bank (Main)2221 Landmark PlManasquan, NJ
MANASQUAN BRANCH185 Main StManasquan, NJ
BAY HEAD BRANCH85 Bridge AveBay Head, NJ
PRINCETON AVENUE BRANCH24 Princeton AveBrick, NJ
RAMTOWN BRANCH167 Newton'S Corner And Ramtown RoadHowell, NJ
SPRINGLAKE HEIGHTS BRANCH305 Highway 71Spring Lake, NJ
METUCHEN SAVINGS BRANCH429 Main StMetuchen, NJ
WALL TOWNSHIP BRANCH1410 Meetinghouse RoadManasquan, NJ
Showing 7 of 14

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1874
Community BankYes
Ownership TypeNot Mutual
ZIP08736
State and County Number34025
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees253
Domestic Offices15
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.manasquanbank.com
Data Updated11/14/2025
CERT30470
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.39B
Total Deposits$2.94B
Total Liabilities$3.09B
Total Equity Capital$306.75M
Net Income$7.93M
Net Loans and Leases$2.77B
Assets Per Employee ($Millions)$13.41M
Bank Premises and Fixed Assets$54.46M
Cash and Balances due from Depository Institutions$344.52M
Deposits Held in Domestic Offices$2.94B

Key Performance Ratios

Return on Assets (ROA)0.95%
Return on Equity (ROE)10.51%
Net Interest Margin3.16%
Efficiency Ratio60.11%
Tier 1 Risk-Based Capital Ratio10.941%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.043%
Earning Assets to total Assets95.94%

Income and Expense

Total Interest Income$43.37M
Total Noninterest Income$1.87M
Total Interest Expense$18.05M
Total Noninterest Expense$16.41M
Net Interest Income$25.31M
Pre-tax Net Operating Income$10.89M
Provision for Credit Losses$-115,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$110.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$3.93M
All Other Liabilities$27.25M
Total Liabilities and Capital$3.39B

Securities

Securities$148.47M
Available-for-sale debt securities$145.24M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$2.27M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Manasquan Bank?
$3.39B as of the latest filing.
How much are Manasquan Bank's total deposits?
$2.94B in total deposits.
Where is Manasquan Bank located?
Manasquan, NJ.
What is the Net Interest Margin?
3.16%.
How many domestic offices does it operate?
15.
When was it established?
01/01/1874.
What is the Return on Assets (ROA)?
0.95%.
How much are total loans and leases?
$2.77B (latest filing).
What is the total interest income (latest filing)?
$43.37M.