First Bank
Hamilton, NJ
IDRSSD: 3401970
Total Assets
$3.96B
Latest filing
Total Deposits
$3.20B
Latest filing
Net Interest Margin
3.90%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
031207924HAMILTON, NJ
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Bank
2465 Kuser Rd
Hamilton, NJ 08690
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/23/2007FDIC Certificate 453788
Branches (25)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| First Bank (Main) | 2465 Kuser Rd | Hamilton, NJ |
| MALVERN BRANCH | 100 W King St | Malvern, PA |
| BERWYN BRANCH | 144 Lancaster Ave | Devon, PA |
| LIONVILLE BRANCH | 537 W Uwchlan Ave | Downingtown, PA |
| CONCORDIA BRANCH | 1600 Perrineville Rd | Monroe Township, NJ |
| PAOLI BRANCH | 42 E Lancaster Ave | Paoli, PA |
| DELANCO BRANCH | 615 Burlington Ave | Delanco, NJ |
| DOYLESTOWN BRANCH OFFICE | 200 S Main St | Doylestown, PA |
Showing 7 of 25
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/23/2007 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 08690 |
| State and County Number | 34021 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Trenton-Princeton, NJ |
Operational Info
| Number of Employees | 332 |
| Domestic Offices | 26 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/20/2024 |
| Date of Deposit Insurance | 04/23/2007 |
| Primary Insurance Agency | DIF |
| Website | www.myfirstbank.com |
| Data Updated | 01/30/2026 |
| CERT | 58481 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.96B |
| Total Deposits | $3.20B |
| Total Liabilities | $3.51B |
| Total Equity Capital | $443.50M |
| Net Income | $12.32M |
| Net Loans and Leases | $3.25B |
| Assets Per Employee ($Millions) | $11.85M |
| Bank Premises and Fixed Assets | $30.64M |
| Cash and Balances due from Depository Institutions | $309.97M |
| Deposits Held in Domestic Offices | $3.20B |
Key Performance Ratios
| Return on Assets (ROA) | 1.23% |
| Return on Equity (ROE) | 11.26% |
| Net Interest Margin | 3.9% |
| Efficiency Ratio | 46.1% |
| Tier 1 Risk-Based Capital Ratio | 10.674% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.48% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.205% |
| Earning Assets to total Assets | 93.05% |
Income and Expense
| Total Interest Income | $60.32M |
| Total Noninterest Income | $4.25M |
| Total Interest Expense | $24.14M |
| Total Noninterest Expense | $19.05M |
| Net Interest Income | $36.18M |
| Pre-tax Net Operating Income | $16.59M |
| Provision for Credit Losses | $4.79M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $236.67M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $30.74M |
| Total Liabilities and Capital | $3.96B |
Securities
| Securities | $147.09M |
| Available-for-sale debt securities | $104.74M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $40.59M |
| Subordinated Debt | $34.38M |
| Trading Account Assets | $0 |
| Trading Liabilities | $10.43M |
Frequently Asked Questions
What are the total assets of First Bank?
$3.96B as of the latest filing.
How much are First Bank's total deposits?
$3.20B in total deposits.
Where is First Bank located?
Hamilton, NJ.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
26.
When was it established?
04/23/2007.
What is the Return on Assets (ROA)?
1.23%.
How much are total loans and leases?
$3.25B (latest filing).
What is the total interest income (latest filing)?
$60.32M.