First Bank
Hamilton, NJ
IDRSSD: 3401970
Total Assets
$4.03B
Latest filing
Total Deposits
$3.22B
Latest filing
Net Interest Margin
3.81%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Bank
2465 Kuser Rd
Hamilton, NJ 08690
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/23/2007FDIC Certificate 453788
Branches (25)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| First Bank (Main) | 2465 Kuser Rd | Hamilton, NJ |
| MALVERN BRANCH | 100 W King St | Malvern, PA |
| COVENTRY BRANCH | 1000 Ridge Rd | Pottstown, PA |
| BERWYN BRANCH | 144 Lancaster Ave | Devon, PA |
| LIONVILLE BRANCH | 537 W Uwchlan Ave | Downingtown, PA |
| CONCORDIA BRANCH | 1600 Perrineville Rd | Monroe Township, NJ |
| PAOLI BRANCH | 42 E Lancaster Ave | Paoli, PA |
| DELANCO BRANCH | 615 Burlington Ave | Delanco, NJ |
Showing 7 of 25
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/23/2007 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 08690 |
| State and County Number | 34021 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Trenton-Princeton, NJ |
Operational Info
| Number of Employees | 335 |
| Domestic Offices | 27 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/20/2024 |
| Date of Deposit Insurance | 04/23/2007 |
| Primary Insurance Agency | DIF |
| Website | www.myfirstbank.com |
| Data Updated | 11/14/2025 |
| CERT | 58481 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.03B |
| Total Deposits | $3.22B |
| Total Liabilities | $3.60B |
| Total Equity Capital | $431.88M |
| Net Income | $11.71M |
| Net Loans and Leases | $3.33B |
| Assets Per Employee ($Millions) | $12.15M |
| Bank Premises and Fixed Assets | $29.62M |
| Cash and Balances due from Depository Institutions | $319.63M |
| Deposits Held in Domestic Offices | $3.22B |
Key Performance Ratios
| Return on Assets (ROA) | 1.16% |
| Return on Equity (ROE) | 10.97% |
| Net Interest Margin | 3.81% |
| Efficiency Ratio | 50.66% |
| Tier 1 Risk-Based Capital Ratio | 10.154% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.3% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.709% |
| Earning Assets to total Assets | 92.99% |
Income and Expense
| Total Interest Income | $61.17M |
| Total Noninterest Income | $2.38M |
| Total Interest Expense | $25.63M |
| Total Noninterest Expense | $19.64M |
| Net Interest Income | $35.54M |
| Pre-tax Net Operating Income | $15.28M |
| Provision for Credit Losses | $3.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $301.74M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $30.57M |
| Total Liabilities and Capital | $4.03B |
Securities
| Securities | $125.68M |
| Available-for-sale debt securities | $82.74M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $41.20M |
| Subordinated Debt | $34.35M |
| Trading Account Assets | $0 |
| Trading Liabilities | $10.49M |
Frequently Asked Questions
What are the total assets of First Bank?
$4.03B as of the latest filing.
How much are First Bank's total deposits?
$3.22B in total deposits.
Where is First Bank located?
Hamilton, NJ.
What is the Net Interest Margin?
3.81%.
How many domestic offices does it operate?
27.
When was it established?
04/23/2007.
What is the Return on Assets (ROA)?
1.16%.
How much are total loans and leases?
$3.33B (latest filing).
What is the total interest income (latest filing)?
$61.17M.