Amboy Bank
Old Bridge, NJ
IDRSSD: 9807
Total Assets
$2.81B
Latest filing
Total Deposits
$2.41B
Latest filing
Net Interest Margin
3.70%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Amboy Bank
3590 Us Highway 9
Old Bridge, NJ 08857
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/12/1888FDIC Certificate 4305
Branches (22)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Amboy Bank (Main) | 3590 Us Highway 9 | Old Bridge, NJ |
| CHEESEQUAKE BRANCH | 95 Matawan Rd | Matawan, NJ |
| BROWNTOWN BRANCH | 7 Gaub Rd | Old Bridge, NJ |
| SOUTH AMBOY BRANCH | 100 N Broadway | South Amboy, NJ |
| ERNSTON BRANCH | 1009 Us Highway 9 | Old Bridge, NJ |
| SAYREVILLE BRANCH | 412 Washington Rd | Sayreville, NJ |
| SAYREWOODS BRANCH | 1086 New Jersey 9 South | Old Bridge, NJ |
| TICETOWN BRANCH | Highway 9 Northbound & Ticetown Road | Old Bridge, NJ |
Showing 7 of 22
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/12/1888 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 08857 |
| State and County Number | 34023 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 02 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 242 |
| Domestic Offices | 23 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.amboybank.com |
| Data Updated | 01/30/2026 |
| CERT | 6423 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.81B |
| Total Deposits | $2.41B |
| Total Liabilities | $2.48B |
| Total Equity Capital | $334.97M |
| Net Income | $15.64M |
| Net Loans and Leases | $1.90B |
| Assets Per Employee ($Millions) | $11.86M |
| Bank Premises and Fixed Assets | $20.89M |
| Cash and Balances due from Depository Institutions | $187.29M |
| Deposits Held in Domestic Offices | $2.41B |
Key Performance Ratios
| Return on Assets (ROA) | 2.19% |
| Return on Equity (ROE) | 18.5% |
| Net Interest Margin | 3.7% |
| Efficiency Ratio | 48.88% |
| Tier 1 Risk-Based Capital Ratio | 14.142% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.913% |
| Earning Assets to total Assets | 92.65% |
Income and Expense
| Total Interest Income | $37.41M |
| Total Noninterest Income | $8.05M |
| Total Interest Expense | $12.93M |
| Total Noninterest Expense | $15.90M |
| Net Interest Income | $24.48M |
| Pre-tax Net Operating Income | $15.63M |
| Provision for Credit Losses | $1.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.09M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $41.18M |
| All Other Liabilities | $24.60M |
| Total Liabilities and Capital | $2.81B |
Securities
| Securities | $526.89M |
| Available-for-sale debt securities | $392.34M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $133.41M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Amboy Bank?
$2.81B as of the latest filing.
How much are Amboy Bank's total deposits?
$2.41B in total deposits.
Where is Amboy Bank located?
Old Bridge, NJ.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
23.
When was it established?
05/12/1888.
What is the Return on Assets (ROA)?
2.19%.
How much are total loans and leases?
$1.90B (latest filing).
What is the total interest income (latest filing)?
$37.41M.