The Bank of Princeton

Princeton, NJ
IDRSSD: 3595271
Total Assets
$2.25B
Latest filing
Total Deposits
$1.95B
Latest filing
Net Interest Margin
3.68%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

031207940PRINCETON, NJ

Key People

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Locations

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Main Office
The Bank of Princeton
183 Bayard Ln
Princeton, NJ 08540
Full Service - Brick and Mortar
Updated 05/01/2026Established 04/23/2007FDIC Certificate 455079

Branches (34)

Page 1 of 5
NameAddressCity / State
The Bank of Princeton (Main)183 Bayard LnPrinceton, NJ
MONTGOMERY BRANCH1185 Route 206Princeton, NJ
FLUSHING BRANCH15408 Northern BlvdFlushing, NY
MEDFORD BRANCH170 Himmelien RdMedford, NJ
CHELTENHAM BRANCH470 W Cheltenham AvePhiladelphia, PA
BURLINGTON CITY BRANCH353 High StBurlington City, NJ
ELKIN PARK BRANCH7301 Old York RdElkins Park, PA
CHERRY HILL BRANCH1405 Route 70 WCherry Hill, NJ
Showing 7 of 34

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Watch Panel

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Growth

Balance-sheet growth signals

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Allowance

ALLL coverage signals

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Nonperforming

Noncurrent loan signals

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Charge-off

Net charge-off signals

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/23/2007
Community BankYes
Ownership TypeNot Mutual
ZIP08540
State and County Number34021
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number03
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameTrenton-Princeton, NJ

Operational Info

Number of Employees241
Domestic Offices35
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/23/2024
Date of Deposit Insurance04/23/2007
Primary Insurance AgencyDIF
WebsiteWWW.THEBANKOFPRINCETON.COM
Data Updated05/01/2026
CERT58513
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.25B
Total Deposits$1.95B
Total Liabilities$1.98B
Total Equity Capital$269.27M
Net Income$6.48M
Net Loans and Leases$1.80B
Assets Per Employee ($Millions)$9.51M
Bank Premises and Fixed Assets$16.49M
Cash and Balances due from Depository Institutions$119.62M
Deposits Held in Domestic Offices$1.95B

Key Performance Ratios

Return on Assets (ROA)1.14%
Return on Equity (ROE)9.69%
Net Interest Margin3.68%
Efficiency Ratio60.85%
Tier 1 Risk-Based Capital Ratio13.052%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.95%
Earning Assets to total Assets91.71%

Income and Expense

Total Interest Income$31.34M
Total Noninterest Income$2.18M
Total Interest Expense$12.21M
Total Noninterest Expense$13.16M
Net Interest Income$19.13M
Pre-tax Net Operating Income$8.30M
Provision for Credit Losses$-156,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$37.09M
Total Liabilities and Capital$2.25B

Securities

Securities$164.71M
Available-for-sale debt securities$164.56M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$151.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Bank of Princeton?
$2.25B as of the latest filing.
How much are The Bank of Princeton's total deposits?
$1.95B in total deposits.
Where is The Bank of Princeton located?
Princeton, NJ.
What is the Net Interest Margin?
3.68%.
How many domestic offices does it operate?
35.
When was it established?
04/23/2007.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$1.80B (latest filing).
What is the total interest income (latest filing)?
$31.34M.