BCB Community Bank
Bayonne, NJ
IDRSSD: 2954059
Total Assets
$3.35B
Latest filing
Total Deposits
$2.69B
Latest filing
Net Interest Margin
3.16%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
BCB Community Bank
860 Broadway
Bayonne, NJ 07002
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/01/2000FDIC Certificate 81650
Branches (26)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| BCB Community Bank (Main) | 860 Broadway | Bayonne, NJ |
| 508 BROADWAY BRANCH | 508 Broadway | Bayonne, NJ |
| 104-110 AVENUE C BRANCH | 104-110 Avenue C | Bayonne, NJ |
| EDISON BRANCH | 1630 Oak Tree Rd | Edison, NJ |
| 611 AVENUE C BRANCH | 611 Avenue C | Bayonne, NJ |
| 401 WASHINGTON ST BRANCH | 401 Washington St | Hoboken, NJ |
| 473 SPOTSWOOD/ENGLISHTOWN RD | 473 Spotswood Englishtown Rd | Monroe Township, NJ |
| 181 AVENUE A | 181 Avenue A | Bayonne, NJ |
Showing 7 of 26
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/01/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 07002 |
| State and County Number | 34017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 311 |
| Domestic Offices | 27 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/01/2000 |
| Primary Insurance Agency | DIF |
| Website | www.bcb.bank |
| Data Updated | 11/14/2025 |
| CERT | 35541 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.35B |
| Total Deposits | $2.69B |
| Total Liabilities | $2.99B |
| Total Equity Capital | $361.57M |
| Net Income | $5.08M |
| Net Loans and Leases | $2.79B |
| Assets Per Employee ($Millions) | $10.35M |
| Bank Premises and Fixed Assets | $23.40M |
| Cash and Balances due from Depository Institutions | $250.18M |
| Deposits Held in Domestic Offices | $2.69B |
Key Performance Ratios
| Return on Assets (ROA) | 0.6% |
| Return on Equity (ROE) | 5.65% |
| Net Interest Margin | 3.16% |
| Efficiency Ratio | 61.42% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.46% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.785% |
| Earning Assets to total Assets | 94% |
Income and Expense
| Total Interest Income | $43.31M |
| Total Noninterest Income | $2.13M |
| Total Interest Expense | $18.27M |
| Total Noninterest Expense | $16.68M |
| Net Interest Income | $25.04M |
| Pre-tax Net Operating Income | $6.61M |
| Provision for Credit Losses | $3.87M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $20.08M |
| Other borrowed funds | $280.77M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $22.48M |
| Total Liabilities and Capital | $3.35B |
Securities
| Securities | $125.29M |
| Available-for-sale debt securities | $115.69M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of BCB Community Bank?
$3.35B as of the latest filing.
How much are BCB Community Bank's total deposits?
$2.69B in total deposits.
Where is BCB Community Bank located?
Bayonne, NJ.
What is the Net Interest Margin?
3.16%.
How many domestic offices does it operate?
27.
When was it established?
11/01/2000.
What is the Return on Assets (ROA)?
0.6%.
How much are total loans and leases?
$2.79B (latest filing).
What is the total interest income (latest filing)?
$43.31M.