Blue Foundry Bank

Rutherford, NJ
IDRSSD: 797775
Total Assets
$2.15B
Latest filing
Total Deposits
$1.52B
Latest filing
Net Interest Margin
2.39%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Blue Foundry Bank
19 Park Ave
Rutherford, NJ 07070
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/10/1939FDIC Certificate 42886

Branches (20)

Page 1 of 3
NameAddressCity / State
Blue Foundry Bank (Main)19 Park AveRutherford, NJ
MAHWAH BRANCH4 E Ramapo AveMahwah, NJ
753 RIDGE ROAD BRANCH753 Ridge RdLyndhurst, NJ
280 UNION AVE BRANCH280 Union AveRutherford, NJ
250 WEST PASSAIC STREET250 W Passaic StRochelle Park, NJ
319 FRANKLIN AVE BRANCH319 Franklin AveWyckoff, NJ
60 BEAVERBROOK ROAD BRANCH60 Beaverbrook RdLincoln Park, NJ
HILLSDALE BRANCH440 Hillsdale AveHillsdale, NJ
Showing 7 of 20

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date04/10/1939
Community BankYes
Ownership TypeNot Mutual
ZIP07070
State and County Number34003
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees179
Domestic Offices21
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitebluefoundrybank.com
Data Updated11/14/2025
CERT30052
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.15B
Total Deposits$1.52B
Total Liabilities$1.88B
Total Equity Capital$269.74M
Net Income$-1,098,000
Net Loans and Leases$1.70B
Assets Per Employee ($Millions)$11.38M
Bank Premises and Fixed Assets$48.95M
Cash and Balances due from Depository Institutions$44.21M
Deposits Held in Domestic Offices$1.52B

Key Performance Ratios

Return on Assets (ROA)-0.21%
Return on Equity (ROE)-1.63%
Net Interest Margin2.39%
Efficiency Ratio103.66%
Tier 1 Risk-Based Capital Ratio17.631%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.11%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.538%
Earning Assets to total Assets94.74%

Income and Expense

Total Interest Income$24.18M
Total Noninterest Income$372.00k
Total Interest Expense$12.10M
Total Noninterest Expense$12.96M
Net Interest Income$12.07M
Pre-tax Net Operating Income$-1,098,000
Provision for Credit Losses$589.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$320.93M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$38.82M
Total Liabilities and Capital$2.15B

Securities

Securities$300.99M
Available-for-sale debt securities$273.94M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$27.15M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Blue Foundry Bank?
$2.15B as of the latest filing.
How much are Blue Foundry Bank's total deposits?
$1.52B in total deposits.
Where is Blue Foundry Bank located?
Rutherford, NJ.
What is the Net Interest Margin?
2.39%.
How many domestic offices does it operate?
21.
When was it established?
04/10/1939.
What is the Return on Assets (ROA)?
-0.21%.
How much are total loans and leases?
$1.70B (latest filing).
What is the total interest income (latest filing)?
$24.18M.