O'Bannon Banking Company
Buffalo, MO
IDRSSD: 955940
Total Assets
$312.36M
Latest filing
Total Deposits
$280.72M
Latest filing
Net Interest Margin
4.21%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
O'Bannon Banking Company
1347 S Ash St
Buffalo, MO 65622
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/20/1905FDIC Certificate 5294
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| O'Bannon Banking Company (Main) | 1347 S Ash St | Buffalo, MO |
| STRAFFORD BRANCH | 201 S State Highway 125 | Strafford, MO |
| FAIR GROVE BRANCH | 101 N Union Grove Rd | Fair Grove, MO |
| O'BANNON BANKING COMPANY PLEASANT HOPE BRANCH | 5492 Highway H | Pleasant Hope, MO |
| O'BANNON BANK - SPRINGFIELD BRANCH | 3120 E Sunshine St | Springfield, MO |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 11/20/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65622 |
| State and County Number | 29059 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Springfield, MO |
Operational Info
| Number of Employees | 57 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/25/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.obannonbank.com |
| Data Updated | 11/14/2025 |
| CERT | 8295 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $312.36M |
| Total Deposits | $280.72M |
| Total Liabilities | $285.22M |
| Total Equity Capital | $27.14M |
| Net Income | $919.00k |
| Net Loans and Leases | $226.53M |
| Assets Per Employee ($Millions) | $5.48M |
| Bank Premises and Fixed Assets | $7.17M |
| Cash and Balances due from Depository Institutions | $23.94M |
| Deposits Held in Domestic Offices | $280.72M |
Key Performance Ratios
| Return on Assets (ROA) | 1.18% |
| Return on Equity (ROE) | 13.76% |
| Net Interest Margin | 4.21% |
| Efficiency Ratio | 59.67% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.69% |
| Earning Assets to total Assets | 95.4% |
Income and Expense
| Total Interest Income | $4.69M |
| Total Noninterest Income | $156.00k |
| Total Interest Expense | $1.59M |
| Total Noninterest Expense | $1.94M |
| Net Interest Income | $3.10M |
| Pre-tax Net Operating Income | $1.20M |
| Provision for Credit Losses | $118.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.55M |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.74M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.95M |
| Total Liabilities and Capital | $312.36M |
Securities
| Securities | $44.63M |
| Available-for-sale debt securities | $42.34M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.29M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of O'Bannon Banking Company?
$312.36M as of the latest filing.
How much are O'Bannon Banking Company's total deposits?
$280.72M in total deposits.
Where is O'Bannon Banking Company located?
Buffalo, MO.
What is the Net Interest Margin?
4.21%.
How many domestic offices does it operate?
5.
When was it established?
11/20/1905.
What is the Return on Assets (ROA)?
1.18%.
How much are total loans and leases?
$226.53M (latest filing).
What is the total interest income (latest filing)?
$4.69M.