United State Bank
Lewistown, MO
IDRSSD: 659556
Total Assets
$288.93M
Latest filing
Total Deposits
$259.15M
Latest filing
Net Interest Margin
4.53%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/08/1928 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63452 |
| State and County Number | 29111 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Quincy, IL-MO |
Operational Info
| Number of Employees | 54 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.usb1.com |
| Data Updated | 11/14/2025 |
| CERT | 12214 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $288.93M |
| Total Deposits | $259.15M |
| Total Liabilities | $260.93M |
| Total Equity Capital | $28.00M |
| Net Income | $1.55M |
| Net Loans and Leases | $212.20M |
| Assets Per Employee ($Millions) | $5.56M |
| Bank Premises and Fixed Assets | $3.15M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $259.15M |
Key Performance Ratios
| Return on Assets (ROA) | 2.18% |
| Return on Equity (ROE) | 22.72% |
| Net Interest Margin | 4.53% |
| Efficiency Ratio | 48.6% |
| Tier 1 Risk-Based Capital Ratio | 13.337% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.69% |
| Earning Assets to total Assets | 92.37% |
Income and Expense
| Total Interest Income | $4.55M |
| Total Noninterest Income | $187.00k |
| Total Interest Expense | $1.55M |
| Total Noninterest Expense | $1.59M |
| Net Interest Income | $3.00M |
| Pre-tax Net Operating Income | $1.57M |
| Provision for Credit Losses | $25.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.45M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.78M |
| Total Liabilities and Capital | $288.93M |
Securities
| Securities | $15.53M |
| Available-for-sale debt securities | $14.85M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $687.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United State Bank?
$288.93M as of the latest filing.
How much are United State Bank's total deposits?
$259.15M in total deposits.
Where is United State Bank located?
Lewistown, MO.
What is the Net Interest Margin?
4.53%.
How many domestic offices does it operate?
6.
When was it established?
09/08/1928.
What is the Return on Assets (ROA)?
2.18%.
How much are total loans and leases?
$212.20M (latest filing).
What is the total interest income (latest filing)?
$4.55M.