United State Bank
Lewistown, MO
IDRSSD: 659556
Total Assets
$284.26M
Latest filing
Total Deposits
$254.14M
Latest filing
Net Interest Margin
4.69%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
United State Bank
102 W Main St
Lewistown, MO 63452
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/08/1928FDIC Certificate 7760
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| United State Bank (Main) | 102 W Main St | Lewistown, MO |
| DRIVE-IN AND BRANCH OFFICE FACILITY | 200 E State Highway 6 | Ewing, MO |
| EDINA BRANCH | 107 N 1st St | Edina, MO |
| F&M BANK AND TRUST COMPANY BRANCH | 100 E Chestnut St | Shelbina, MO |
| F&M BANK AND TRUST COMPANY BRANCH | 201 N Main St | Palmyra, MO |
| CANTON BRANCH | 100 S 4th St | Canton, MO |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/08/1928 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63452 |
| State and County Number | 29111 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Quincy, IL-MO |
Operational Info
| Number of Employees | 52 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.usb1.com |
| Data Updated | 01/30/2026 |
| CERT | 12214 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $284.26M |
| Total Deposits | $254.14M |
| Total Liabilities | $255.88M |
| Total Equity Capital | $28.39M |
| Net Income | $1.51M |
| Net Loans and Leases | $218.52M |
| Assets Per Employee ($Millions) | $5.36M |
| Bank Premises and Fixed Assets | $3.41M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $254.14M |
Key Performance Ratios
| Return on Assets (ROA) | 2.11% |
| Return on Equity (ROE) | 21.44% |
| Net Interest Margin | 4.69% |
| Efficiency Ratio | 51.89% |
| Tier 1 Risk-Based Capital Ratio | 12.673% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.986% |
| Earning Assets to total Assets | 91.34% |
Income and Expense
| Total Interest Income | $4.52M |
| Total Noninterest Income | $190.00k |
| Total Interest Expense | $1.43M |
| Total Noninterest Expense | $1.74M |
| Net Interest Income | $3.08M |
| Pre-tax Net Operating Income | $1.54M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $6.68M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.74M |
| Total Liabilities and Capital | $284.26M |
Securities
| Securities | $14.67M |
| Available-for-sale debt securities | $14.09M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $586.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United State Bank?
$284.26M as of the latest filing.
How much are United State Bank's total deposits?
$254.14M in total deposits.
Where is United State Bank located?
Lewistown, MO.
What is the Net Interest Margin?
4.69%.
How many domestic offices does it operate?
6.
When was it established?
09/08/1928.
What is the Return on Assets (ROA)?
2.11%.
How much are total loans and leases?
$218.52M (latest filing).
What is the total interest income (latest filing)?
$4.52M.