Goppert Financial Bank
Lathrop, MO
IDRSSD: 815053
Total Assets
$284.94M
Latest filing
Total Deposits
$243.36M
Latest filing
Net Interest Margin
4.23%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Goppert Financial Bank
710 Oak St
Lathrop, MO 64465
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/28/1879FDIC Certificate 5473
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Goppert Financial Bank (Main) | 710 Oak St | Lathrop, MO |
| LAWSON BRANCH | 29206 Ne 184th St | Lawson, MO |
| PLEASANT HILL NORTH BRANCH | 2100 N State Route 7 | Pleasant Hill, MO |
| NORBORNE BRANCH | 501 W. Highway 10 | Norborne, MO |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
United State Bank
Lewistown, Missouri
→
Assets: $279.93MΔ -0.6%
Century Bank of the Ozarks
Gainesville, Missouri
→
Assets: $278.05MΔ -1.3%
Commercial Bank
Saint Louis, Missouri
→
Assets: $285.39MΔ +1.4%
Putnam County State Bank
Unionville, Missouri
→
Assets: $287.23MΔ +2.0%
Ozarks Federal Savings and Loan Association
Farmington, Missouri
→
Assets: $292.42MΔ +3.9%
First Missouri State Bank
Poplar Bluff, Missouri
→
Assets: $265.45MΔ -5.7%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/28/1879 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64465 |
| State and County Number | 29049 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 43 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/23/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.goppertfb.com |
| Data Updated | 11/14/2025 |
| CERT | 8569 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $284.94M |
| Total Deposits | $243.36M |
| Total Liabilities | $255.20M |
| Total Equity Capital | $29.73M |
| Net Income | $1.01M |
| Net Loans and Leases | $180.98M |
| Assets Per Employee ($Millions) | $7.12M |
| Bank Premises and Fixed Assets | $5.90M |
| Cash and Balances due from Depository Institutions | $22.98M |
| Deposits Held in Domestic Offices | $243.36M |
Key Performance Ratios
| Return on Assets (ROA) | 1.43% |
| Return on Equity (ROE) | 13.84% |
| Net Interest Margin | 4.23% |
| Efficiency Ratio | 54.35% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.436% |
| Earning Assets to total Assets | 95% |
Income and Expense
| Total Interest Income | $4.07M |
| Total Noninterest Income | $191.00k |
| Total Interest Expense | $1.22M |
| Total Noninterest Expense | $1.66M |
| Net Interest Income | $2.85M |
| Pre-tax Net Operating Income | $1.29M |
| Provision for Credit Losses | $100.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.47M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.15M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.36M |
| Total Liabilities and Capital | $284.94M |
Securities
| Securities | $63.88M |
| Available-for-sale debt securities | $31.02M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $32.86M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Goppert Financial Bank?
$284.94M as of the latest filing.
How much are Goppert Financial Bank's total deposits?
$243.36M in total deposits.
Where is Goppert Financial Bank located?
Lathrop, MO.
What is the Net Interest Margin?
4.23%.
How many domestic offices does it operate?
4.
When was it established?
09/28/1879.
What is the Return on Assets (ROA)?
1.43%.
How much are total loans and leases?
$180.98M (latest filing).
What is the total interest income (latest filing)?
$4.07M.