Goppert Financial Bank
Lathrop, MO
IDRSSD: 815053
Total Assets
$310.18M
Latest filing
Total Deposits
$267.95M
Latest filing
Net Interest Margin
4.09%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101204954LATHROP, MO
Key People
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Locations
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Main Office
Goppert Financial Bank
710 Oak St
Lathrop, MO 64465
Full Service - Brick and Mortar
Updated 04/10/2026Established 09/28/1879FDIC Certificate 5473
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Goppert Financial Bank (Main) | 710 Oak St | Lathrop, MO |
| LAWSON BRANCH | 29206 Ne 184th St | Lawson, MO |
| PLEASANT HILL NORTH BRANCH | 2100 N State Route 7 | Pleasant Hill, MO |
| NORBORNE BRANCH | 501 W. Highway 10 | Norborne, MO |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/28/1879 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64465 |
| State and County Number | 29049 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 45 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/23/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.goppertfb.com |
| Data Updated | 04/10/2026 |
| CERT | 8569 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $310.18M |
| Total Deposits | $267.95M |
| Total Liabilities | $279.55M |
| Total Equity Capital | $30.62M |
| Net Income | $997.00k |
| Net Loans and Leases | $194.13M |
| Assets Per Employee ($Millions) | $6.74M |
| Bank Premises and Fixed Assets | $5.98M |
| Cash and Balances due from Depository Institutions | $30.81M |
| Deposits Held in Domestic Offices | $267.95M |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 13.05% |
| Net Interest Margin | 4.09% |
| Efficiency Ratio | 58.54% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.873% |
| Earning Assets to total Assets | 95.58% |
Income and Expense
| Total Interest Income | $4.19M |
| Total Noninterest Income | $185.00k |
| Total Interest Expense | $1.23M |
| Total Noninterest Expense | $1.84M |
| Net Interest Income | $2.96M |
| Pre-tax Net Operating Income | $1.21M |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.45M |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.15M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.15M |
| Total Liabilities and Capital | $310.18M |
Securities
| Securities | $68.79M |
| Available-for-sale debt securities | $34.92M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $33.87M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Goppert Financial Bank?
$310.18M as of the latest filing.
How much are Goppert Financial Bank's total deposits?
$267.95M in total deposits.
Where is Goppert Financial Bank located?
Lathrop, MO.
What is the Net Interest Margin?
4.09%.
How many domestic offices does it operate?
4.
When was it established?
09/28/1879.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$194.13M (latest filing).
What is the total interest income (latest filing)?
$4.19M.