Century Bank of the Ozarks
Gainesville, MO
IDRSSD: 904359
Total Assets
$278.18M
Latest filing
Total Deposits
$247.37M
Latest filing
Net Interest Margin
5.64%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081509973GAINESVILLE, MO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Century Bank of the Ozarks
42 Court Sq
Gainesville, MO 65655
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/24/1894FDIC Certificate 5295
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Century Bank of the Ozarks (Main) | 42 Court Sq | Gainesville, MO |
| AVA BRANCH | 1002 North West 12th Avenue | Ava, MO |
| THEODOSIA FACILITY | 6151 Us Highway 160 | Theodosia, MO |
| BAKERSFIELD BRANCH | 1813 State Highway Ar | Bakersfield, MO |
| MOUNTAIN HOME BRANCH | 2448 Highway 62 E | Mountain Home, AR |
| MOUNTAIN HOME BRANCH | 2448 Highway 62 E | Mountain Home, AR |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 07/24/1894 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65655 |
| State and County Number | 29153 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 60 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.CBOZARKS.COM |
| Data Updated | 01/30/2026 |
| CERT | 8296 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $278.18M |
| Total Deposits | $247.37M |
| Total Liabilities | $252.07M |
| Total Equity Capital | $26.11M |
| Net Income | $1.32M |
| Net Loans and Leases | $237.27M |
| Assets Per Employee ($Millions) | $4.35M |
| Bank Premises and Fixed Assets | $3.91M |
| Cash and Balances due from Depository Institutions | $17.63M |
| Deposits Held in Domestic Offices | $247.37M |
Key Performance Ratios
| Return on Assets (ROA) | 1.9% |
| Return on Equity (ROE) | 20.32% |
| Net Interest Margin | 5.64% |
| Efficiency Ratio | 43.45% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.57% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.387% |
| Earning Assets to total Assets | 91.46% |
Income and Expense
| Total Interest Income | $4.58M |
| Total Noninterest Income | $1.39M |
| Total Interest Expense | $989.00k |
| Total Noninterest Expense | $2.17M |
| Net Interest Income | $3.60M |
| Pre-tax Net Operating Income | $1.73M |
| Provision for Credit Losses | $1.09M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.50M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.06M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.70M |
| Total Liabilities and Capital | $278.18M |
Securities
| Securities | $1.13M |
| Available-for-sale debt securities | $1.13M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Century Bank of the Ozarks?
$278.18M as of the latest filing.
How much are Century Bank of the Ozarks's total deposits?
$247.37M in total deposits.
Where is Century Bank of the Ozarks located?
Gainesville, MO.
What is the Net Interest Margin?
5.64%.
How many domestic offices does it operate?
6.
When was it established?
07/24/1894.
What is the Return on Assets (ROA)?
1.9%.
How much are total loans and leases?
$237.27M (latest filing).
What is the total interest income (latest filing)?
$4.58M.