Kearney Trust Company
Kearney, MO
IDRSSD: 814551
Total Assets
$325.10M
Latest filing
Total Deposits
$287.76M
Latest filing
Net Interest Margin
3.92%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101206457KEARNEY, MO
Key People
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Locations
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Main Office
Kearney Trust Company
310 W 92 Hwy
Kearney, MO 64060
Full Service - Brick and Mortar
Updated 04/10/2026Established 06/10/1882FDIC Certificate 6273
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Kearney Trust Company (Main) | 310 W 92 Hwy | Kearney, MO |
| PRICE CHOPPER LOCATION | 701 Watson Dr | Kearney, MO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/10/1882 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64060 |
| State and County Number | 29047 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 38 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.kearneytrust.com |
| Data Updated | 04/10/2026 |
| CERT | 9794 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $325.10M |
| Total Deposits | $287.76M |
| Total Liabilities | $289.82M |
| Total Equity Capital | $35.28M |
| Net Income | $1.77M |
| Net Loans and Leases | $172.43M |
| Assets Per Employee ($Millions) | $8.56M |
| Bank Premises and Fixed Assets | $1.29M |
| Cash and Balances due from Depository Institutions | $52.93M |
| Deposits Held in Domestic Offices | $287.76M |
Key Performance Ratios
| Return on Assets (ROA) | 2.21% |
| Return on Equity (ROE) | 20.36% |
| Net Interest Margin | 3.92% |
| Efficiency Ratio | 46.81% |
| Tier 1 Risk-Based Capital Ratio | 20.428% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.852% |
| Earning Assets to total Assets | 97.23% |
Income and Expense
| Total Interest Income | $4.14M |
| Total Noninterest Income | $387.00k |
| Total Interest Expense | $1.09M |
| Total Noninterest Expense | $1.61M |
| Net Interest Income | $3.05M |
| Pre-tax Net Operating Income | $1.83M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.06M |
| Total Liabilities and Capital | $325.10M |
Securities
| Securities | $96.09M |
| Available-for-sale debt securities | $96.09M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Kearney Trust Company?
$325.10M as of the latest filing.
How much are Kearney Trust Company's total deposits?
$287.76M in total deposits.
Where is Kearney Trust Company located?
Kearney, MO.
What is the Net Interest Margin?
3.92%.
How many domestic offices does it operate?
2.
When was it established?
06/10/1882.
What is the Return on Assets (ROA)?
2.21%.
How much are total loans and leases?
$172.43M (latest filing).
What is the total interest income (latest filing)?
$4.14M.