Putnam County State Bank
Unionville, MO
IDRSSD: 382658
Total Assets
$313.74M
Latest filing
Total Deposits
$268.76M
Latest filing
Net Interest Margin
3.93%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Putnam County State Bank
1522 Main St
Unionville, MO 63565
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/05/1979FDIC Certificate 16004
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Putnam County State Bank (Main) | 1522 Main St | Unionville, MO |
| MILAN BRANCH | 420 N Pearl St | Milan, MO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/05/1979 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63565 |
| State and County Number | 29171 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 07/05/1979 |
| Primary Insurance Agency | DIF |
| Website | http://www.putnamcountystatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 22895 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $313.74M |
| Total Deposits | $268.76M |
| Total Liabilities | $273.85M |
| Total Equity Capital | $39.89M |
| Net Income | $1.03M |
| Net Loans and Leases | $239.08M |
| Assets Per Employee ($Millions) | $11.62M |
| Bank Premises and Fixed Assets | $651.00k |
| Cash and Balances due from Depository Institutions | $62.78M |
| Deposits Held in Domestic Offices | $268.76M |
Key Performance Ratios
| Return on Assets (ROA) | 1.36% |
| Return on Equity (ROE) | 10.04% |
| Net Interest Margin | 3.93% |
| Efficiency Ratio | 45.82% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.714% |
| Earning Assets to total Assets | 95.44% |
Income and Expense
| Total Interest Income | $4.62M |
| Total Noninterest Income | $199.00k |
| Total Interest Expense | $1.90M |
| Total Noninterest Expense | $1.34M |
| Net Interest Income | $2.72M |
| Pre-tax Net Operating Income | $1.46M |
| Provision for Credit Losses | $125.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.09M |
| Total Liabilities and Capital | $313.74M |
Securities
| Securities | $5.71M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $5.71M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Putnam County State Bank?
$313.74M as of the latest filing.
How much are Putnam County State Bank's total deposits?
$268.76M in total deposits.
Where is Putnam County State Bank located?
Unionville, MO.
What is the Net Interest Margin?
3.93%.
How many domestic offices does it operate?
2.
When was it established?
07/05/1979.
What is the Return on Assets (ROA)?
1.36%.
How much are total loans and leases?
$239.08M (latest filing).
What is the total interest income (latest filing)?
$4.62M.