Commercial Bank
Saint Louis, MO
IDRSSD: 1225752
Total Assets
$275.22M
Latest filing
Total Deposits
$245.47M
Latest filing
Net Interest Margin
3.46%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Commercial Bank
2330 West Port Plaza Dr
Saint Louis, MO 63146
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/21/1988FDIC Certificate 39878
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Commercial Bank (Main) | 2330 West Port Plaza Dr | Saint Louis, MO |
| FLORISSANT BRANCH | 400 W Washington St | Florissant, MO |
| CHESTERFIELD BRANCH | 703 Long Road Crossing Dr | Chesterfield, MO |
| MACHESTER BRANCH | 2197 S Mason Rd | Saint Louis, MO |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/21/1988 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63146 |
| State and County Number | 29189 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 38 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/21/1988 |
| Primary Insurance Agency | DIF |
| Website | www.mycbstl.bank |
| Data Updated | 11/14/2025 |
| CERT | 27409 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $275.22M |
| Total Deposits | $245.47M |
| Total Liabilities | $260.82M |
| Total Equity Capital | $14.39M |
| Net Income | $319.00k |
| Net Loans and Leases | $179.35M |
| Assets Per Employee ($Millions) | $7.44M |
| Bank Premises and Fixed Assets | $2.17M |
| Cash and Balances due from Depository Institutions | $7.65M |
| Deposits Held in Domestic Offices | $245.47M |
Key Performance Ratios
| Return on Assets (ROA) | 0.46% |
| Return on Equity (ROE) | 9.23% |
| Net Interest Margin | 3.46% |
| Efficiency Ratio | 82.46% |
| Tier 1 Risk-Based Capital Ratio | 10.987% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 5.23% |
| Earning Assets to total Assets | 94.47% |
Income and Expense
| Total Interest Income | $3.39M |
| Total Noninterest Income | $201.00k |
| Total Interest Expense | $1.10M |
| Total Noninterest Expense | $2.05M |
| Net Interest Income | $2.29M |
| Pre-tax Net Operating Income | $377.00k |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $11.80M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.55M |
| Total Liabilities and Capital | $275.22M |
Securities
| Securities | $74.86M |
| Available-for-sale debt securities | $74.86M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commercial Bank?
$275.22M as of the latest filing.
How much are Commercial Bank's total deposits?
$245.47M in total deposits.
Where is Commercial Bank located?
Saint Louis, MO.
What is the Net Interest Margin?
3.46%.
How many domestic offices does it operate?
4.
When was it established?
12/21/1988.
What is the Return on Assets (ROA)?
0.46%.
How much are total loans and leases?
$179.35M (latest filing).
What is the total interest income (latest filing)?
$3.39M.