The Bank of Versailles
Versailles, MO
IDRSSD: 625850
Total Assets
$351.59M
Latest filing
Total Deposits
$268.46M
Latest filing
Net Interest Margin
3.79%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Bank of Versailles
113 E Newton St
Versailles, MO 65084
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1882FDIC Certificate 731
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Bank of Versailles (Main) | 113 E Newton St | Versailles, MO |
| MOTOR BRANCH | 111 N Fisher St | Versailles, MO |
| LAURIE BANKING BRANCH | 100 S Main St | Gravois Mills, MO |
| GREENVIEW BANK BRANCH | 8774 N State Highway 5 | Camdenton, MO |
| SUNRISE BEACH BRANCH | 76 Grand Point Blvd | Sunrise Beach, MO |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1882 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65084 |
| State and County Number | 29141 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 39 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | bankov.com |
| Data Updated | 01/30/2026 |
| CERT | 1086 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $351.59M |
| Total Deposits | $268.46M |
| Total Liabilities | $301.15M |
| Total Equity Capital | $50.45M |
| Net Income | $1.41M |
| Net Loans and Leases | $310.87M |
| Assets Per Employee ($Millions) | $9.02M |
| Bank Premises and Fixed Assets | $2.82M |
| Cash and Balances due from Depository Institutions | $34.53M |
| Deposits Held in Domestic Offices | $268.46M |
Key Performance Ratios
| Return on Assets (ROA) | 1.61% |
| Return on Equity (ROE) | 11.24% |
| Net Interest Margin | 3.79% |
| Efficiency Ratio | 43.6% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.348% |
| Earning Assets to total Assets | 96.38% |
Income and Expense
| Total Interest Income | $4.55M |
| Total Noninterest Income | $50.00k |
| Total Interest Expense | $1.34M |
| Total Noninterest Expense | $1.42M |
| Net Interest Income | $3.21M |
| Pre-tax Net Operating Income | $1.84M |
| Provision for Credit Losses | $4.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $32.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $691.00k |
| Total Liabilities and Capital | $351.59M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bank of Versailles?
$351.59M as of the latest filing.
How much are The Bank of Versailles's total deposits?
$268.46M in total deposits.
Where is The Bank of Versailles located?
Versailles, MO.
What is the Net Interest Margin?
3.79%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1882.
What is the Return on Assets (ROA)?
1.61%.
How much are total loans and leases?
$310.87M (latest filing).
What is the total interest income (latest filing)?
$4.55M.