Ozark Bank
Ozark, MO
IDRSSD: 882952
Total Assets
$346.61M
Latest filing
Total Deposits
$277.89M
Latest filing
Net Interest Margin
4.33%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081505731OZARK, MO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Ozark Bank
106 N 2nd Ave
Ozark, MO 65721
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/25/1906FDIC Certificate 1089
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Ozark Bank (Main) | 106 N 2nd Ave | Ozark, MO |
| DRIVE-IN BRANCH | State Highway 14 | Ozark, MO |
| OZARK BRANCH | 1351 W State Highway Nn | Ozark, MO |
| NIXA FACILITY | 410 N Massey Blvd | Nixa, MO |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/25/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65721 |
| State and County Number | 29043 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Springfield, MO |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.ozarkbank.com |
| Data Updated | 01/30/2026 |
| CERT | 1654 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $346.61M |
| Total Deposits | $277.89M |
| Total Liabilities | $318.35M |
| Total Equity Capital | $28.26M |
| Net Income | $1.21M |
| Net Loans and Leases | $263.31M |
| Assets Per Employee ($Millions) | $6.19M |
| Bank Premises and Fixed Assets | $2.77M |
| Cash and Balances due from Depository Institutions | $16.87M |
| Deposits Held in Domestic Offices | $277.89M |
Key Performance Ratios
| Return on Assets (ROA) | 1.4% |
| Return on Equity (ROE) | 17.12% |
| Net Interest Margin | 4.33% |
| Efficiency Ratio | 56.81% |
| Tier 1 Risk-Based Capital Ratio | 12.76% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.154% |
| Earning Assets to total Assets | 94.98% |
Income and Expense
| Total Interest Income | $5.12M |
| Total Noninterest Income | $339.00k |
| Total Interest Expense | $1.56M |
| Total Noninterest Expense | $2.21M |
| Net Interest Income | $3.56M |
| Pre-tax Net Operating Income | $1.72M |
| Provision for Credit Losses | $-34,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $38.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.96M |
| Total Liabilities and Capital | $346.61M |
Securities
| Securities | $53.45M |
| Available-for-sale debt securities | $53.45M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Ozark Bank?
$346.61M as of the latest filing.
How much are Ozark Bank's total deposits?
$277.89M in total deposits.
Where is Ozark Bank located?
Ozark, MO.
What is the Net Interest Margin?
4.33%.
How many domestic offices does it operate?
4.
When was it established?
09/25/1906.
What is the Return on Assets (ROA)?
1.4%.
How much are total loans and leases?
$263.31M (latest filing).
What is the total interest income (latest filing)?
$5.12M.