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Ozark Bank

Ozark, MO
IDRSSD: 882952
Total Assets
$344.81M
Latest filing
Total Deposits
$276.10M
Latest filing
Net Interest Margin
4.17%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/25/1906
Community BankYes
Ownership TypeNot Mutual
ZIP65721
State and County Number29043
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameSpringfield, MO

Operational Info

Number of Employees52
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.ozarkbank.com
Data Updated11/14/2025
CERT1654
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$344.81M
Total Deposits$276.10M
Total Liabilities$316.62M
Total Equity Capital$28.19M
Net Income$1.68M
Net Loans and Leases$263.09M
Assets Per Employee ($Millions)$6.76M
Bank Premises and Fixed Assets$2.80M
Cash and Balances due from Depository Institutions$14.55M
Deposits Held in Domestic Offices$276.10M

Key Performance Ratios

Return on Assets (ROA)1.89%
Return on Equity (ROE)24.52%
Net Interest Margin4.17%
Efficiency Ratio55.35%
Tier 1 Risk-Based Capital Ratio13.145%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.175%
Earning Assets to total Assets94.88%

Income and Expense

Total Interest Income$5.25M
Total Noninterest Income$335.00k
Total Interest Expense$1.74M
Total Noninterest Expense$2.13M
Net Interest Income$3.52M
Pre-tax Net Operating Income$1.68M
Provision for Credit Losses$44.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$38.50M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.02M
Total Liabilities and Capital$344.81M

Securities

Securities$54.28M
Available-for-sale debt securities$54.28M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Ozark Bank?
$344.81M as of the latest filing.
How much are Ozark Bank's total deposits?
$276.10M in total deposits.
Where is Ozark Bank located?
Ozark, MO.
What is the Net Interest Margin?
4.17%.
How many domestic offices does it operate?
4.
When was it established?
09/25/1906.
What is the Return on Assets (ROA)?
1.89%.
How much are total loans and leases?
$263.09M (latest filing).
What is the total interest income (latest filing)?
$5.25M.