Midwest Independent BankersBank

Jefferson City, MO
IDRSSD: 977250
Total Assets
$345.45M
Latest filing
Total Deposits
$268.83M
Latest filing
Net Interest Margin
3.91%
Profitability

Locations

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Main Office
Midwest Independent BankersBank
910 Weathered Rock Rd
Jefferson City, MO 65101
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/07/1985FDIC Certificate 32084

Branches (1)

Page 1 of 1
NameAddressCity / State
Midwest Independent BankersBank (Main)910 Weathered Rock RdJefferson City, MO
NEBRASKA BANKER'S BANK BRANCH140 N 8th StLincoln, NE
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/07/1985
Community BankNo
Ownership TypeNot Mutual
ZIP65101
State and County Number29051
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameJefferson City, MO

Operational Info

Number of Employees31
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/07/1985
Primary Insurance AgencyDIF
Websitewww.mibanc.com
Data Updated11/14/2025
CERT25849
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$345.45M
Total Deposits$268.83M
Total Liabilities$296.57M
Total Equity Capital$48.88M
Net Income$1.63M
Net Loans and Leases$251.76M
Assets Per Employee ($Millions)$10.47M
Bank Premises and Fixed Assets$1.96M
Cash and Balances due from Depository Institutions$35.49M
Deposits Held in Domestic Offices$268.83M

Key Performance Ratios

Return on Assets (ROA)1.89%
Return on Equity (ROE)13.59%
Net Interest Margin3.91%
Efficiency Ratio59.48%
Tier 1 Risk-Based Capital Ratio14.869%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.149%
Earning Assets to total Assets93.72%

Income and Expense

Total Interest Income$4.88M
Total Noninterest Income$1.89M
Total Interest Expense$1.71M
Total Noninterest Expense$3.01M
Net Interest Income$3.17M
Pre-tax Net Operating Income$2.05M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$13.44M
Federal Funds Purchased and Repurchased Agreement$24.00M
All Other Liabilities$3.74M
Total Liabilities and Capital$345.45M

Securities

Securities$23.93M
Available-for-sale debt securities$23.93M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Midwest Independent BankersBank?
$345.45M as of the latest filing.
How much are Midwest Independent BankersBank's total deposits?
$268.83M in total deposits.
Where is Midwest Independent BankersBank located?
Jefferson City, MO.
What is the Net Interest Margin?
3.91%.
How many domestic offices does it operate?
2.
When was it established?
01/07/1985.
What is the Return on Assets (ROA)?
1.89%.
How much are total loans and leases?
$251.76M (latest filing).
What is the total interest income (latest filing)?
$4.88M.