Benchmark Community Bank
Kenbridge, VA
IDRSSD: 94522
Total Assets
$1.37B
Latest filing
Total Deposits
$1.23B
Latest filing
Net Interest Margin
4.76%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Benchmark Community Bank
100 S Broad St
Kenbridge, VA 23944
Limited Service - Administrative
Updated 01/30/2026Established 09/08/1971FDIC Certificate 14128
Branches (17)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Benchmark Community Bank (Main) | 100 S Broad St | Kenbridge, VA |
| VICTORIA BRANCH | 1910 Main Street | Victoria, VA |
| SOUTH HILL BRANCH | 828 N Mecklenburg Ave | South Hill, VA |
| FARMVILLE BRANCH | 101 Midtown Ave | Farmville, VA |
| SOUTH MAIN STREET BRANCH | 1577 S Main St | Farmville, VA |
| CREWE BRANCH | 1500 W Virginia Ave | Crewe, VA |
| LAWRENCEVILLE BRANCH | 220 W 5th Ave | Lawrenceville, VA |
| CLARKSVILLE BRANCH | 133 College St | Clarksville, VA |
Showing 7 of 17
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/08/1971 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 23944 |
| State and County Number | 51111 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 228 |
| Domestic Offices | 17 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/30/2024 |
| Date of Deposit Insurance | 09/08/1971 |
| Primary Insurance Agency | DIF |
| Website | http://www.BCBonline.com |
| Data Updated | 01/30/2026 |
| CERT | 20484 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.37B |
| Total Deposits | $1.23B |
| Total Liabilities | $1.24B |
| Total Equity Capital | $126.74M |
| Net Income | $5.24M |
| Net Loans and Leases | $1.12B |
| Assets Per Employee ($Millions) | $5.94M |
| Bank Premises and Fixed Assets | $24.99M |
| Cash and Balances due from Depository Institutions | $70.16M |
| Deposits Held in Domestic Offices | $1.23B |
Key Performance Ratios
| Return on Assets (ROA) | 1.56% |
| Return on Equity (ROE) | 16.76% |
| Net Interest Margin | 4.76% |
| Efficiency Ratio | 61.76% |
| Tier 1 Risk-Based Capital Ratio | 12.322% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.276% |
| Earning Assets to total Assets | 94.09% |
Income and Expense
| Total Interest Income | $18.95M |
| Total Noninterest Income | $2.97M |
| Total Interest Expense | $3.93M |
| Total Noninterest Expense | $11.18M |
| Net Interest Income | $15.01M |
| Pre-tax Net Operating Income | $6.38M |
| Provision for Credit Losses | $435.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $36.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $13.57M |
| Total Liabilities and Capital | $1.37B |
Securities
| Securities | $99.61M |
| Available-for-sale debt securities | $81.08M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $15.25M |
| Subordinated Debt | $0 |
| Trading Account Assets | $7.83M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Benchmark Community Bank?
$1.37B as of the latest filing.
How much are Benchmark Community Bank's total deposits?
$1.23B in total deposits.
Where is Benchmark Community Bank located?
Kenbridge, VA.
What is the Net Interest Margin?
4.76%.
How many domestic offices does it operate?
17.
When was it established?
09/08/1971.
What is the Return on Assets (ROA)?
1.56%.
How much are total loans and leases?
$1.12B (latest filing).
What is the total interest income (latest filing)?
$18.95M.