SKYLINE NATIONAL BANK
Independence, VA
IDRSSD: 90328
Total Assets
$1.31B
Latest filing
Total Deposits
$1.17B
Latest filing
Net Interest Margin
4.43%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
SKYLINE NATIONAL BANK
113 W Main St
Independence, VA 24348
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/06/1900FDIC Certificate 4611
Branches (27)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| SKYLINE NATIONAL BANK (Main) | 113 W Main St | Independence, VA |
| BANK OF FLOYD BRANCH | 212 E Main St | Floyd, VA |
| MOUNTAIN CITY BRANCH | 241 W Main St | Mountain City, TN |
| ELK CREEK BRANCH | 60 Comers Rock Rd | Elk Creek, VA |
| EAST INDEPENDENCE BRANCH | 802 E Main St | Independence, VA |
| TROUT DALE BRANCH | 101 Ripshin Road | Troutdale, VA |
| GALAX BRANCH | 209 W Grayson St | Galax, VA |
| CAVE SPRING BRANCH | 4094 Postal Dr | Roanoke, VA |
Showing 7 of 27
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/06/1900 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 24348 |
| State and County Number | 51077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 250 |
| Domestic Offices | 28 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/24/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.skylinenationalbank.bank |
| Data Updated | 11/14/2025 |
| CERT | 6861 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.31B |
| Total Deposits | $1.17B |
| Total Liabilities | $1.20B |
| Total Equity Capital | $103.18M |
| Net Income | $4.20M |
| Net Loans and Leases | $1.03B |
| Assets Per Employee ($Millions) | $5.29M |
| Bank Premises and Fixed Assets | $42.31M |
| Cash and Balances due from Depository Institutions | $56.30M |
| Deposits Held in Domestic Offices | $1.17B |
Key Performance Ratios
| Return on Assets (ROA) | 1.3% |
| Return on Equity (ROE) | 16.59% |
| Net Interest Margin | 4.43% |
| Efficiency Ratio | 62.22% |
| Tier 1 Risk-Based Capital Ratio | 10.507% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.899% |
| Earning Assets to total Assets | 89.93% |
Income and Expense
| Total Interest Income | $16.87M |
| Total Noninterest Income | $1.98M |
| Total Interest Expense | $3.96M |
| Total Noninterest Expense | $9.45M |
| Net Interest Income | $12.92M |
| Pre-tax Net Operating Income | $5.26M |
| Provision for Credit Losses | $189.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $25.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $240.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.80M |
| Total Liabilities and Capital | $1.31B |
Securities
| Securities | $114.57M |
| Available-for-sale debt securities | $114.49M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of SKYLINE NATIONAL BANK?
$1.31B as of the latest filing.
How much are SKYLINE NATIONAL BANK's total deposits?
$1.17B in total deposits.
Where is SKYLINE NATIONAL BANK located?
Independence, VA.
What is the Net Interest Margin?
4.43%.
How many domestic offices does it operate?
28.
When was it established?
10/06/1900.
What is the Return on Assets (ROA)?
1.3%.
How much are total loans and leases?
$1.03B (latest filing).
What is the total interest income (latest filing)?
$16.87M.