Midland Federal Savings and Loan Association
Bridgeview, IL
IDRSSD: 820477
Total Assets
$116.68M
Latest filing
Total Deposits
$105.24M
Latest filing
Net Interest Margin
2.18%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Midland Federal Savings and Loan Association
8929 S Harlem Ave
Bridgeview, IL 60455
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1914FDIC Certificate 42814
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Midland Federal Savings and Loan Association (Main) | 8929 S Harlem Ave | Bridgeview, IL |
| 4040 S ARCHER AVE BRANCH | 4040 S Archer Ave | Chicago, IL |
| 2657 WEST 69TH STREET BRANCH | 2657 W 69th St | Chicago, IL |
| HOMER GLEN BRANCH | 15732 S Bell Rd | Homer Glen, IL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | OCC |
| Established Date | 01/01/1914 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60455 |
| State and County Number | 17031 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 37 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 64 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/07/2025 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | midlandfederalsavings.com |
| Data Updated | 01/30/2026 |
| CERT | 29980 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $116.68M |
| Total Deposits | $105.24M |
| Total Liabilities | $105.80M |
| Total Equity Capital | $10.87M |
| Net Income | $-788,000 |
| Net Loans and Leases | $46.51M |
| Assets Per Employee ($Millions) | $1.67M |
| Bank Premises and Fixed Assets | $1.79M |
| Cash and Balances due from Depository Institutions | $11.46M |
| Deposits Held in Domestic Offices | $105.24M |
Key Performance Ratios
| Return on Assets (ROA) | -2.66% |
| Return on Equity (ROE) | -27.97% |
| Net Interest Margin | 2.18% |
| Efficiency Ratio | 153.77% |
| Tier 1 Risk-Based Capital Ratio | 23.778% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.25% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.319% |
| Earning Assets to total Assets | 96.24% |
Income and Expense
| Total Interest Income | $846.00k |
| Total Noninterest Income | $704.00k |
| Total Interest Expense | $224.00k |
| Total Noninterest Expense | $2.04M |
| Net Interest Income | $622.00k |
| Pre-tax Net Operating Income | $-788,000 |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $562.00k |
| Total Liabilities and Capital | $116.68M |
Securities
| Securities | $55.76M |
| Available-for-sale debt securities | $3.25M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $46.39M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Midland Federal Savings and Loan Association?
$116.68M as of the latest filing.
How much are Midland Federal Savings and Loan Association's total deposits?
$105.24M in total deposits.
Where is Midland Federal Savings and Loan Association located?
Bridgeview, IL.
What is the Net Interest Margin?
2.18%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1914.
What is the Return on Assets (ROA)?
-2.66%.
How much are total loans and leases?
$46.51M (latest filing).
What is the total interest income (latest filing)?
$846.00k.