Federated Bank
Onarga, IL
IDRSSD: 640143
Total Assets
$134.81M
Latest filing
Total Deposits
$113.98M
Latest filing
Net Interest Margin
5.42%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Federated Bank
107 N Chestnut St
Onarga, IL 60955
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1918FDIC Certificate 6693
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Federated Bank (Main) | 107 N Chestnut St | Onarga, IL |
| CHEBANSE FACILITY BRANCH | 110 W First North St | Chebanse, IL |
| LODA BRANCH FACILITY | 117 S Oak St | Loda, IL |
| BRADLEY BRANCH | 327 S Kinzie Ave | Bradley, IL |
| FEDERATED BANK BRAIDWOOD BRANCH | 130 N Washington St | Braidwood, IL |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Farmers State Bank & Trust Co.
Mount Sterling, Illinois
→
Assets: $128.57MΔ +0.2%
Central Savings, f.s.b.
Chicago, Illinois
→
Assets: $129.93MΔ +1.2%
1st Equity Bank
Skokie, Illinois
→
Assets: $126.04MΔ -1.8%
Bank of Kampsville
Kampsville, Illinois
→
Assets: $124.99MΔ -2.6%
Rushville State Bank
Rushville, Illinois
→
Assets: $131.95MΔ +2.8%
Du Quoin State Bank
Du Quoin, Illinois
→
Assets: $134.37MΔ +4.7%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1918 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60955 |
| State and County Number | 17075 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.federatedbank.com |
| Data Updated | 01/30/2026 |
| CERT | 10464 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $134.81M |
| Total Deposits | $113.98M |
| Total Liabilities | $115.12M |
| Total Equity Capital | $19.69M |
| Net Income | $247.00k |
| Net Loans and Leases | $80.79M |
| Assets Per Employee ($Millions) | $3.85M |
| Bank Premises and Fixed Assets | $2.90M |
| Cash and Balances due from Depository Institutions | $8.09M |
| Deposits Held in Domestic Offices | $113.98M |
Key Performance Ratios
| Return on Assets (ROA) | 0.75% |
| Return on Equity (ROE) | 5.05% |
| Net Interest Margin | 5.42% |
| Efficiency Ratio | 75.88% |
| Tier 1 Risk-Based Capital Ratio | 12.41% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.603% |
| Earning Assets to total Assets | 87.73% |
Income and Expense
| Total Interest Income | $1.89M |
| Total Noninterest Income | $232.00k |
| Total Interest Expense | $333.00k |
| Total Noninterest Expense | $1.45M |
| Net Interest Income | $1.56M |
| Pre-tax Net Operating Income | $282.00k |
| Provision for Credit Losses | $63.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $692.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.14M |
| Total Liabilities and Capital | $134.81M |
Securities
| Securities | $30.66M |
| Available-for-sale debt securities | $30.66M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Federated Bank?
$134.81M as of the latest filing.
How much are Federated Bank's total deposits?
$113.98M in total deposits.
Where is Federated Bank located?
Onarga, IL.
What is the Net Interest Margin?
5.42%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1918.
What is the Return on Assets (ROA)?
0.75%.
How much are total loans and leases?
$80.79M (latest filing).
What is the total interest income (latest filing)?
$1.89M.