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The Granville National Bank

Granville, IL
IDRSSD: 560830
Total Assets
$116.00M
Latest filing
Total Deposits
$100.36M
Latest filing
Net Interest Margin
3.19%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date02/27/1934
Community BankYes
Ownership TypeNot Mutual
ZIP61326
State and County Number17155
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameOttawa, IL

Operational Info

Number of Employees16
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance02/27/1934
Primary Insurance AgencyDIF
Websitehttp://www.gnbonline.com
Data Updated11/14/2025
CERT13983
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$116.00M
Total Deposits$100.36M
Total Liabilities$104.01M
Total Equity Capital$11.99M
Net Income$317.00k
Net Loans and Leases$51.98M
Assets Per Employee ($Millions)$7.25M
Bank Premises and Fixed Assets$518.00k
Cash and Balances due from Depository Institutions$5.32M
Deposits Held in Domestic Offices$100.36M

Key Performance Ratios

Return on Assets (ROA)1.1%
Return on Equity (ROE)10.86%
Net Interest Margin3.19%
Efficiency Ratio55.08%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.337%
Earning Assets to total Assets96.13%

Income and Expense

Total Interest Income$1.17M
Total Noninterest Income$59.00k
Total Interest Expense$294.00k
Total Noninterest Expense$515.00k
Net Interest Income$876.00k
Pre-tax Net Operating Income$408.00k
Provision for Credit Losses$12.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$3.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$85.00k
All Other Liabilities$568.00k
Total Liabilities and Capital$116.00M

Securities

Securities$56.16M
Available-for-sale debt securities$56.16M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Granville National Bank?
$116.00M as of the latest filing.
How much are The Granville National Bank's total deposits?
$100.36M in total deposits.
Where is The Granville National Bank located?
Granville, IL.
What is the Net Interest Margin?
3.19%.
How many domestic offices does it operate?
2.
When was it established?
02/27/1934.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$51.98M (latest filing).
What is the total interest income (latest filing)?
$1.17M.