Midwest National Bank
Sandoval, IL
IDRSSD: 122546
Total Assets
$119.08M
Latest filing
Total Deposits
$104.72M
Latest filing
Net Interest Margin
3.95%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Midwest National Bank
302 N Main St
Sandoval, IL 62882
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/01/1910FDIC Certificate 2494
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Midwest National Bank (Main) | 302 N Main St | Sandoval, IL |
| MIDWEST NATIONAL BANK BRANCH | 490 N. Page Street | Aviston, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 06/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62882 |
| State and County Number | 17121 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Centralia, IL |
Operational Info
| Number of Employees | 25 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.midwestnationalbank.com |
| Data Updated | 11/14/2025 |
| CERT | 3834 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $119.08M |
| Total Deposits | $104.72M |
| Total Liabilities | $110.79M |
| Total Equity Capital | $8.29M |
| Net Income | $-115,000 |
| Net Loans and Leases | $94.22M |
| Assets Per Employee ($Millions) | $4.76M |
| Bank Premises and Fixed Assets | $5.11M |
| Cash and Balances due from Depository Institutions | $4.07M |
| Deposits Held in Domestic Offices | $104.72M |
Key Performance Ratios
| Return on Assets (ROA) | -0.39% |
| Return on Equity (ROE) | -5.64% |
| Net Interest Margin | 3.95% |
| Efficiency Ratio | 80.52% |
| Tier 1 Risk-Based Capital Ratio | 10.94% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.2% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.964% |
| Earning Assets to total Assets | 90.06% |
Income and Expense
| Total Interest Income | $1.82M |
| Total Noninterest Income | $175.00k |
| Total Interest Expense | $766.00k |
| Total Noninterest Expense | $988.00k |
| Net Interest Income | $1.05M |
| Pre-tax Net Operating Income | $-115,000 |
| Provision for Credit Losses | $354.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $125.00k |
| All Other Liabilities | $449.00k |
| Total Liabilities and Capital | $119.08M |
Securities
| Securities | $11.71M |
| Available-for-sale debt securities | $11.71M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Midwest National Bank?
$119.08M as of the latest filing.
How much are Midwest National Bank's total deposits?
$104.72M in total deposits.
Where is Midwest National Bank located?
Sandoval, IL.
What is the Net Interest Margin?
3.95%.
How many domestic offices does it operate?
2.
When was it established?
06/01/1910.
What is the Return on Assets (ROA)?
-0.39%.
How much are total loans and leases?
$94.22M (latest filing).
What is the total interest income (latest filing)?
$1.82M.