Anderson State Bank

Oneida, IL
IDRSSD: 916343
Total Assets
$104.08M
Latest filing
Total Deposits
$86.18M
Latest filing
Net Interest Margin
2.96%
Profitability

Key People

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Locations

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Main Office
Anderson State Bank
111 W Highway St
Oneida, IL 61467
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/17/1917FDIC Certificate 6947

Branches (0)

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NameAddressCity / State
No branch data available.
Anderson State Bank (Main)111 W Highway StOneida, IL

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/17/1917
Community BankYes
Ownership TypeNot Mutual
ZIP61467
State and County Number17095
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameGalesburg, IL

Operational Info

Number of Employees8
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.andersonstatebank.com
Data Updated01/30/2026
CERT10858
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$104.08M
Total Deposits$86.18M
Total Liabilities$86.28M
Total Equity Capital$17.80M
Net Income$339.00k
Net Loans and Leases$46.43M
Assets Per Employee ($Millions)$13.01M
Bank Premises and Fixed Assets$211.00k
Cash and Balances due from Depository Institutions$9.20M
Deposits Held in Domestic Offices$86.18M

Key Performance Ratios

Return on Assets (ROA)1.22%
Return on Equity (ROE)7.66%
Net Interest Margin2.96%
Efficiency Ratio59.14%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets17.102%
Earning Assets to total Assets93.54%

Income and Expense

Total Interest Income$1.04M
Total Noninterest Income$44.00k
Total Interest Expense$276.00k
Total Noninterest Expense$479.00k
Net Interest Income$766.00k
Pre-tax Net Operating Income$339.00k
Provision for Credit Losses$-8,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.95M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$103.00k
Total Liabilities and Capital$104.08M

Securities

Securities$41.29M
Available-for-sale debt securities$41.28M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Anderson State Bank?
$104.08M as of the latest filing.
How much are Anderson State Bank's total deposits?
$86.18M in total deposits.
Where is Anderson State Bank located?
Oneida, IL.
What is the Net Interest Margin?
2.96%.
How many domestic offices does it operate?
1.
When was it established?
02/17/1917.
What is the Return on Assets (ROA)?
1.22%.
How much are total loans and leases?
$46.43M (latest filing).
What is the total interest income (latest filing)?
$1.04M.