Central Savings, f.s.b.
Chicago, IL
IDRSSD: 615879
Total Assets
$129.93M
Latest filing
Total Deposits
$95.43M
Latest filing
Net Interest Margin
3.67%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Central Savings, f.s.b.
1601 W Belmont Ave
Chicago, IL 60657
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1893FDIC Certificate 40744
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Central Savings, f.s.b. (Main) | 1601 W Belmont Ave | Chicago, IL |
| AMERICAN UNION S&LA BRANCH | 2601 W Division St | Chicago, IL |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1893 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 60657 |
| State and County Number | 17031 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 34 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/14/2025 |
| CERT | 27910 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $129.93M |
| Total Deposits | $95.43M |
| Total Liabilities | $100.24M |
| Total Equity Capital | $29.69M |
| Net Income | $216.00k |
| Net Loans and Leases | $105.39M |
| Assets Per Employee ($Millions) | $6.5M |
| Bank Premises and Fixed Assets | $1.09M |
| Cash and Balances due from Depository Institutions | $21.12M |
| Deposits Held in Domestic Offices | $95.43M |
Key Performance Ratios
| Return on Assets (ROA) | 0.68% |
| Return on Equity (ROE) | 2.92% |
| Net Interest Margin | 3.67% |
| Efficiency Ratio | 72.23% |
| Tier 1 Risk-Based Capital Ratio | 30.191% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 22.853% |
| Earning Assets to total Assets | 97.07% |
Income and Expense
| Total Interest Income | $1.89M |
| Total Noninterest Income | $4.00k |
| Total Interest Expense | $754.00k |
| Total Noninterest Expense | $822.00k |
| Net Interest Income | $1.13M |
| Pre-tax Net Operating Income | $306.00k |
| Provision for Credit Losses | $10.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.81M |
| Total Liabilities and Capital | $129.93M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Central Savings, f.s.b.?
$129.93M as of the latest filing.
How much are Central Savings, f.s.b.'s total deposits?
$95.43M in total deposits.
Where is Central Savings, f.s.b. located?
Chicago, IL.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1893.
What is the Return on Assets (ROA)?
0.68%.
How much are total loans and leases?
$105.39M (latest filing).
What is the total interest income (latest filing)?
$1.89M.