Central Savings, f.s.b.
Chicago, IL
IDRSSD: 615879
Total Assets
$125.68M
Latest filing
Total Deposits
$94.19M
Latest filing
Net Interest Margin
3.88%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
4 routesView all→
071026123CHICAGO, IL071074557CHICAGO, IL101089496CHICAGO, IL271070584CHICAGO, IL
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Central Savings, f.s.b.
1601 W Belmont Ave
Chicago, IL 60657
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1893FDIC Certificate 40744
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Central Savings, f.s.b. (Main) | 1601 W Belmont Ave | Chicago, IL |
| AMERICAN UNION S&LA BRANCH | 2601 W Division St | Chicago, IL |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
American Metro Bank
Chicago, Illinois
→
Assets: $113.47MΔ -12.7%
Mutual Federal Bank
Chicago, Illinois
→
Assets: $94.56MΔ -27.2%
FWBank
Chicago, Illinois
→
Assets: $190.96MΔ +47.0%
Burling Bank
Chicago, Illinois
→
Assets: $196.46MΔ +51.2%
GN Bank
Chicago, Illinois
→
Assets: $62.90MΔ -51.6%
North Side Federal Savings and Loan Association of Chicago
Chicago, Illinois
→
Assets: $42.79MΔ -67.1%
Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1893 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 60657 |
| State and County Number | 17031 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 34 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 20 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 01/30/2026 |
| CERT | 27910 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $125.68M |
| Total Deposits | $94.19M |
| Total Liabilities | $96.21M |
| Total Equity Capital | $29.47M |
| Net Income | $-225,000 |
| Net Loans and Leases | $95.13M |
| Assets Per Employee ($Millions) | $6.28M |
| Bank Premises and Fixed Assets | $1.02M |
| Cash and Balances due from Depository Institutions | $27.26M |
| Deposits Held in Domestic Offices | $94.19M |
Key Performance Ratios
| Return on Assets (ROA) | -0.7% |
| Return on Equity (ROE) | -3.04% |
| Net Interest Margin | 3.88% |
| Efficiency Ratio | 126.76% |
| Tier 1 Risk-Based Capital Ratio | 33.841% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 23.449% |
| Earning Assets to total Assets | 96.95% |
Income and Expense
| Total Interest Income | $1.94M |
| Total Noninterest Income | $5.00k |
| Total Interest Expense | $739.00k |
| Total Noninterest Expense | $1.53M |
| Net Interest Income | $1.20M |
| Pre-tax Net Operating Income | $-282,000 |
| Provision for Credit Losses | $-41,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.02M |
| Total Liabilities and Capital | $125.68M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Central Savings, f.s.b.?
$125.68M as of the latest filing.
How much are Central Savings, f.s.b.'s total deposits?
$94.19M in total deposits.
Where is Central Savings, f.s.b. located?
Chicago, IL.
What is the Net Interest Margin?
3.88%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1893.
What is the Return on Assets (ROA)?
-0.7%.
How much are total loans and leases?
$95.13M (latest filing).
What is the total interest income (latest filing)?
$1.94M.