Exchange State Bank
Lanark, IL
IDRSSD: 769334
Total Assets
$109.08M
Latest filing
Total Deposits
$93.93M
Latest filing
Net Interest Margin
3.34%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Exchange State Bank
126 N Broad St
Lanark, IL 61046
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/06/1878FDIC Certificate 7890
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Exchange State Bank (Main) | 126 N Broad St | Lanark, IL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/06/1878 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61046 |
| State and County Number | 17015 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.lanarkbank.com |
| Data Updated | 01/30/2026 |
| CERT | 12402 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $109.08M |
| Total Deposits | $93.93M |
| Total Liabilities | $98.44M |
| Total Equity Capital | $10.64M |
| Net Income | $106.00k |
| Net Loans and Leases | $61.87M |
| Assets Per Employee ($Millions) | $10.91M |
| Bank Premises and Fixed Assets | $949.00k |
| Cash and Balances due from Depository Institutions | $7.60M |
| Deposits Held in Domestic Offices | $93.93M |
Key Performance Ratios
| Return on Assets (ROA) | 0.38% |
| Return on Equity (ROE) | 4.02% |
| Net Interest Margin | 3.34% |
| Efficiency Ratio | 68.43% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.44% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.751% |
| Earning Assets to total Assets | 95.45% |
Income and Expense
| Total Interest Income | $1.39M |
| Total Noninterest Income | $146.00k |
| Total Interest Expense | $512.00k |
| Total Noninterest Expense | $700.00k |
| Net Interest Income | $877.00k |
| Pre-tax Net Operating Income | $201.00k |
| Provision for Credit Losses | $122.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $91.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $4.06M |
| All Other Liabilities | $359.00k |
| Total Liabilities and Capital | $109.08M |
Securities
| Securities | $36.06M |
| Available-for-sale debt securities | $36.06M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Exchange State Bank?
$109.08M as of the latest filing.
How much are Exchange State Bank's total deposits?
$93.93M in total deposits.
Where is Exchange State Bank located?
Lanark, IL.
What is the Net Interest Margin?
3.34%.
How many domestic offices does it operate?
1.
When was it established?
04/06/1878.
What is the Return on Assets (ROA)?
0.38%.
How much are total loans and leases?
$61.87M (latest filing).
What is the total interest income (latest filing)?
$1.39M.