Visbanking Logo

Exchange State Bank

Lanark, IL
IDRSSD: 769334
Total Assets
$111.62M
Latest filing
Total Deposits
$92.34M
Latest filing
Net Interest Margin
3.18%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Anderson State Bank
Oneida, Illinois
→
Assets: $112.63MΔ -0.1%
The Granville National Bank
Granville, Illinois
→
Assets: $113.69MΔ +0.9%
First Community Bank of Moultrie County
Sullivan, Illinois
→
Assets: $111.42MΔ -1.2%
American Metro Bank
Chicago, Illinois
→
Assets: $111.03MΔ -1.5%
First State Bank of Beecher City
Beecher City, Illinois
→
Assets: $109.22MΔ -3.1%
Midwest National Bank
Sandoval, Illinois
→
Assets: $116.81MΔ +3.6%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/06/1878
Community BankYes
Ownership TypeNot Mutual
ZIP61046
State and County Number17015
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees12
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.lanarkbank.com
Data Updated11/14/2025
CERT12402
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$111.62M
Total Deposits$92.34M
Total Liabilities$101.18M
Total Equity Capital$10.45M
Net Income$358.00k
Net Loans and Leases$60.32M
Assets Per Employee ($Millions)$10.15M
Bank Premises and Fixed Assets$884.00k
Cash and Balances due from Depository Institutions$10.88M
Deposits Held in Domestic Offices$92.34M

Key Performance Ratios

Return on Assets (ROA)1.28%
Return on Equity (ROE)14.26%
Net Interest Margin3.18%
Efficiency Ratio61.92%
Tier 1 Risk-Based Capital Ratio14.331%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.357%
Earning Assets to total Assets94.88%

Income and Expense

Total Interest Income$1.41M
Total Noninterest Income$131.00k
Total Interest Expense$563.00k
Total Noninterest Expense$605.00k
Net Interest Income$846.00k
Pre-tax Net Operating Income$372.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$97.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$2.82M
All Other Liabilities$5.92M
Total Liabilities and Capital$111.62M

Securities

Securities$36.75M
Available-for-sale debt securities$36.75M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Exchange State Bank?
$111.62M as of the latest filing.
How much are Exchange State Bank's total deposits?
$92.34M in total deposits.
Where is Exchange State Bank located?
Lanark, IL.
What is the Net Interest Margin?
3.18%.
How many domestic offices does it operate?
1.
When was it established?
04/06/1878.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$60.32M (latest filing).
What is the total interest income (latest filing)?
$1.41M.