Farmers State Bank & Trust Co.

Mount Sterling, IL
IDRSSD: 510947
Total Assets
$128.57M
Latest filing
Total Deposits
$116.55M
Latest filing
Net Interest Margin
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/01/1914
Community BankYes
Ownership TypeNot Mutual
ZIP62353
State and County Number17009
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees17
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date12/27/2023
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fsb-tc.com
Data Updated11/14/2025
CERT10458
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$128.57M
Total Deposits$116.55M
Total Liabilities$117.92M
Total Equity Capital$0
Net Income$444.00k
Net Loans and Leases$89.33M
Assets Per Employee ($Millions)$0M
Bank Premises and Fixed Assets$0
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$0

Key Performance Ratios

Return on Assets (ROA)0%
Return on Equity (ROE)0%
Net Interest Margin0%
Efficiency Ratio0%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets0%
Earning Assets to total Assets0%

Income and Expense

Total Interest Income$1.77M
Total Noninterest Income$115.00k
Total Interest Expense$565.00k
Total Noninterest Expense$685.00k
Net Interest Income$1.20M
Pre-tax Net Operating Income$0
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$0
Total Liabilities and Capital$0

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Farmers State Bank & Trust Co.?
$128.57M as of the latest filing.
How much are Farmers State Bank & Trust Co.'s total deposits?
$116.55M in total deposits.
Where is Farmers State Bank & Trust Co. located?
Mount Sterling, IL.
What is the Net Interest Margin?
Not available.
How many domestic offices does it operate?
2.
When was it established?
06/01/1914.
What is the Return on Assets (ROA)?
Not available.
How much are total loans and leases?
$89.33M (latest filing).
What is the total interest income (latest filing)?
$1.77M.