American Metro Bank

Chicago, IL
IDRSSD: 2533043
Total Assets
$113.47M
Latest filing
Total Deposits
$88.80M
Latest filing
Net Interest Margin
4.07%
Profitability

Locations

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Main Office
American Metro Bank
4878 N Broadway St
Chicago, IL 60640
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/29/1997FDIC Certificate 57093

Branches (1)

Page 1 of 1
NameAddressCity / State
American Metro Bank (Main)4878 N Broadway StChicago, IL
CHINATOWN BRANCH255 W Cermak RdChicago, IL
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/29/1997
Community BankYes
Ownership TypeNot Mutual
ZIP60640
State and County Number17031
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees18
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/29/1997
Primary Insurance AgencyDIF
Websitehttp://www.americanmetrobank.com
Data Updated11/14/2025
CERT34334
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$113.47M
Total Deposits$88.80M
Total Liabilities$97.93M
Total Equity Capital$15.54M
Net Income$274.00k
Net Loans and Leases$93.45M
Assets Per Employee ($Millions)$5.97M
Bank Premises and Fixed Assets$686.00k
Cash and Balances due from Depository Institutions$16.52M
Deposits Held in Domestic Offices$88.80M

Key Performance Ratios

Return on Assets (ROA)0.98%
Return on Equity (ROE)7.12%
Net Interest Margin4.07%
Efficiency Ratio73.17%
Tier 1 Risk-Based Capital Ratio15.969%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.692%
Earning Assets to total Assets95.42%

Income and Expense

Total Interest Income$1.70M
Total Noninterest Income$44.00k
Total Interest Expense$615.00k
Total Noninterest Expense$829.00k
Net Interest Income$1.09M
Pre-tax Net Operating Income$294.00k
Provision for Credit Losses$10.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$7.96M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.17M
Total Liabilities and Capital$113.47M

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of American Metro Bank?
$113.47M as of the latest filing.
How much are American Metro Bank's total deposits?
$88.80M in total deposits.
Where is American Metro Bank located?
Chicago, IL.
What is the Net Interest Margin?
4.07%.
How many domestic offices does it operate?
2.
When was it established?
01/29/1997.
What is the Return on Assets (ROA)?
0.98%.
How much are total loans and leases?
$93.45M (latest filing).
What is the total interest income (latest filing)?
$1.70M.