First Community Bank of Moultrie County
Sullivan, IL
IDRSSD: 459644
Total Assets
$119.52M
Latest filing
Total Deposits
$110.27M
Latest filing
Net Interest Margin
3.39%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Community Bank of Moultrie County
1 S Main St
Sullivan, IL 61951
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/05/1905FDIC Certificate 2410
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Community Bank of Moultrie County (Main) | 1 S Main St | Sullivan, IL |
| SULLIVAN BRANCH | 503 S Hamilton St | Sullivan, IL |
| HARDWARE STATE BANK BRANCH | 102 W State St | Lovington, IL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/05/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61951 |
| State and County Number | 17139 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstmoco.com |
| Data Updated | 11/14/2025 |
| CERT | 3745 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $119.52M |
| Total Deposits | $110.27M |
| Total Liabilities | $111.25M |
| Total Equity Capital | $8.26M |
| Net Income | $343.00k |
| Net Loans and Leases | $51.05M |
| Assets Per Employee ($Millions) | $5.69M |
| Bank Premises and Fixed Assets | $948.00k |
| Cash and Balances due from Depository Institutions | $18.14M |
| Deposits Held in Domestic Offices | $110.27M |
Key Performance Ratios
| Return on Assets (ROA) | 1.19% |
| Return on Equity (ROE) | 17.19% |
| Net Interest Margin | 3.39% |
| Efficiency Ratio | 67.76% |
| Tier 1 Risk-Based Capital Ratio | 18.088% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.914% |
| Earning Assets to total Assets | 93.99% |
Income and Expense
| Total Interest Income | $1.15M |
| Total Noninterest Income | $146.00k |
| Total Interest Expense | $229.00k |
| Total Noninterest Expense | $721.00k |
| Net Interest Income | $918.00k |
| Pre-tax Net Operating Income | $343.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $988.00k |
| Total Liabilities and Capital | $119.52M |
Securities
| Securities | $44.73M |
| Available-for-sale debt securities | $38.10M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $6.63M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Community Bank of Moultrie County?
$119.52M as of the latest filing.
How much are First Community Bank of Moultrie County's total deposits?
$110.27M in total deposits.
Where is First Community Bank of Moultrie County located?
Sullivan, IL.
What is the Net Interest Margin?
3.39%.
How many domestic offices does it operate?
3.
When was it established?
04/05/1905.
What is the Return on Assets (ROA)?
1.19%.
How much are total loans and leases?
$51.05M (latest filing).
What is the total interest income (latest filing)?
$1.15M.