Institution Class	Commercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary Regulator	OCC
Established Date	12/11/1905
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	80202
State and County Number	08031
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	10
Numeric code	3
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Dallas
Core Based Statistical Area Name	Denver-Aurora-Lakewood, CO

Operational Info

Number of Employees	9
Domestic Offices	1
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	09/29/2023
Date of Deposit Insurance	02/27/1934
Primary Insurance Agency	DIF
Website	www.transactbank.com
Data Updated	11/14/2025
CERT	13986
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$7.26M
Total Deposits	$5.81M
Total Liabilities	$6.24M
Total Equity Capital	$1.02M
Net Income	$-9,000
Net Loans and Leases	$2.34M
Assets Per Employee ($Millions)	$0.81M
Bank Premises and Fixed Assets	$345.00k
Cash and Balances due from Depository Institutions	$1.86M
Deposits Held in Domestic Offices	$5.81M

Return on Assets (ROA)	-0.53%
Return on Equity (ROE)	-3.51%
Net Interest Margin	3.63%
Efficiency Ratio	102%
Tier 1 Risk-Based Capital Ratio	36.822%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	14.079%
Earning Assets to total Assets	56.51%

Total Interest Income	$63.00k
Total Noninterest Income	$418.00k
Total Interest Expense	$30.00k
Total Noninterest Expense	$460.00k
Net Interest Income	$33.00k
Pre-tax Net Operating Income	$-9,000
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$427.00k
Total Liabilities and Capital	$7.26M

Securities	$410.00k
Available-for-sale debt securities	$410.00k
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Transact Bank, National Association?

$7.26M as of the latest filing.

How much are Transact Bank, National Association's total deposits?

$5.81M in total deposits.

Where is Transact Bank, National Association located?

Denver, CO.

What is the Net Interest Margin?

3.63%.

How many domestic offices does it operate?

When was it established?

12/11/1905.

What is the Return on Assets (ROA)?

-0.53%.

How much are total loans and leases?

$2.34M (latest filing).

What is the total interest income (latest filing)?

$63.00k.