Young Americans Bank
Denver, CO
IDRSSD: 67254
Total Assets
$15.87M
Latest filing
Total Deposits
$13.33M
Latest filing
Net Interest Margin
3.37%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Young Americans Bank
3550 E 1st Ave
Denver, CO 80206
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/03/1987FDIC Certificate 36452
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Young Americans Bank (Main) | 3550 E 1st Ave | Denver, CO |
| BELMAR BRANCH | 401 S Pierce St | Lakewood, CO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/03/1987 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80206 |
| State and County Number | 08031 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Denver-Aurora-Lakewood, CO |
Operational Info
| Number of Employees | 9 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/03/1987 |
| Primary Insurance Agency | DIF |
| Website | www.yacenter.org |
| Data Updated | 11/14/2025 |
| CERT | 27010 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $15.87M |
| Total Deposits | $13.33M |
| Total Liabilities | $13.61M |
| Total Equity Capital | $2.25M |
| Net Income | $-609,000 |
| Net Loans and Leases | $39.00k |
| Assets Per Employee ($Millions) | $1.98M |
| Bank Premises and Fixed Assets | $46.00k |
| Cash and Balances due from Depository Institutions | $14.39M |
| Deposits Held in Domestic Offices | $13.33M |
Key Performance Ratios
| Return on Assets (ROA) | -15.17% |
| Return on Equity (ROE) | -114.37% |
| Net Interest Margin | 3.37% |
| Efficiency Ratio | 564.12% |
| Tier 1 Risk-Based Capital Ratio | 404.309% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.194% |
| Earning Assets to total Assets | 95.27% |
Income and Expense
| Total Interest Income | $171.00k |
| Total Noninterest Income | $3.00k |
| Total Interest Expense | $43.00k |
| Total Noninterest Expense | $739.00k |
| Net Interest Income | $128.00k |
| Pre-tax Net Operating Income | $-609,000 |
| Provision for Credit Losses | $1.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.13M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $280.00k |
| Total Liabilities and Capital | $15.87M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Young Americans Bank?
$15.87M as of the latest filing.
How much are Young Americans Bank's total deposits?
$13.33M in total deposits.
Where is Young Americans Bank located?
Denver, CO.
What is the Net Interest Margin?
3.37%.
How many domestic offices does it operate?
2.
When was it established?
08/03/1987.
What is the Return on Assets (ROA)?
-15.17%.
How much are total loans and leases?
$39.00k (latest filing).
What is the total interest income (latest filing)?
$171.00k.