Marion Center Bank

Indiana, PA
IDRSSD: 947525
Total Assets
$420.89M
Latest filing
Total Deposits
$381.66M
Latest filing
Net Interest Margin
3.24%
Profitability

Locations

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Main Office
Marion Center Bank
1271 Indian Springs Rd
Indiana, PA 15701
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/06/1905FDIC Certificate 5068

Branches (6)

Page 1 of 1
NameAddressCity / State
Marion Center Bank (Main)1271 Indian Springs RdIndiana, PA
CLYMER BRANCH750 Franklin StClymer, PA
BIG RUN BRANCH326 E Main StBig Run, PA
DAYTON BRANCH106 W Main StDayton, PA
PUNXSUTAWNEY OFFICE BRANCH514 W Mahoning StPunxsutawney, PA
MARION CENTER BRANCH501 E Main StMarion Center, PA
HASTINGS BRANCH279 Beaver StHastings, PA
Showing 6 of 6

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/06/1905
Community BankYes
Ownership TypeNot Mutual
ZIP15701
State and County Number42063
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameIndiana, PA

Operational Info

Number of Employees72
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.marioncenterbank.com
Data Updated11/14/2025
CERT7909
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$420.89M
Total Deposits$381.66M
Total Liabilities$396.41M
Total Equity Capital$24.48M
Net Income$407.00k
Net Loans and Leases$307.75M
Assets Per Employee ($Millions)$5.93M
Bank Premises and Fixed Assets$5.01M
Cash and Balances due from Depository Institutions$16.68M
Deposits Held in Domestic Offices$381.66M

Key Performance Ratios

Return on Assets (ROA)0.39%
Return on Equity (ROE)6.89%
Net Interest Margin3.24%
Efficiency Ratio79.97%
Tier 1 Risk-Based Capital Ratio11.39%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.25%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets5.817%
Earning Assets to total Assets95.26%

Income and Expense

Total Interest Income$5.14M
Total Noninterest Income$334.00k
Total Interest Expense$1.88M
Total Noninterest Expense$2.87M
Net Interest Income$3.25M
Pre-tax Net Operating Income$459.00k
Provision for Credit Losses$260.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$41.00k
Other borrowed funds$3.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$10.11M
All Other Liabilities$1.63M
Total Liabilities and Capital$420.89M

Securities

Securities$80.11M
Available-for-sale debt securities$79.63M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$500.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Marion Center Bank?
$420.89M as of the latest filing.
How much are Marion Center Bank's total deposits?
$381.66M in total deposits.
Where is Marion Center Bank located?
Indiana, PA.
What is the Net Interest Margin?
3.24%.
How many domestic offices does it operate?
7.
When was it established?
07/06/1905.
What is the Return on Assets (ROA)?
0.39%.
How much are total loans and leases?
$307.75M (latest filing).
What is the total interest income (latest filing)?
$5.14M.