United Savings Bank
Philadelphia, PA
IDRSSD: 459372
Total Assets
$448.27M
Latest filing
Total Deposits
$325.98M
Latest filing
Net Interest Margin
3.08%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
236073225PHILADELPHIA, PA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
United Savings Bank
1510 Packer Ave
Philadelphia, PA 19145
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1923FDIC Certificate 41670
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| United Savings Bank (Main) | 1510 Packer Ave | Philadelphia, PA |
| 10TH STREET BRANCH | 732 S 10th St | Philadelphia, PA |
| BROOMALL BRANCH | 2535 W Chester Pike | Broomall, PA |
| SPRINGFIELD BRANCH | 301 Baltimore Pike | Springfield, PA |
| MARCONI BRANCH | 1945 E Passyunk Ave | Philadelphia, PA |
| MEDIA BRANCH | 35 E Baltimore Ave | Media, PA |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1923 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 19145 |
| State and County Number | 42101 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 41 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | HTTPS://WWW.UNITEDSAVINGSBANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 28836 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $448.27M |
| Total Deposits | $325.98M |
| Total Liabilities | $366.20M |
| Total Equity Capital | $82.07M |
| Net Income | $1.05M |
| Net Loans and Leases | $165.75M |
| Assets Per Employee ($Millions) | $11.21M |
| Bank Premises and Fixed Assets | $4.45M |
| Cash and Balances due from Depository Institutions | $128.69M |
| Deposits Held in Domestic Offices | $325.98M |
Key Performance Ratios
| Return on Assets (ROA) | 0.93% |
| Return on Equity (ROE) | 5.16% |
| Net Interest Margin | 3.08% |
| Efficiency Ratio | 61.14% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 18.309% |
| Earning Assets to total Assets | 90.37% |
Income and Expense
| Total Interest Income | $4.83M |
| Total Noninterest Income | $233.00k |
| Total Interest Expense | $1.70M |
| Total Noninterest Expense | $2.06M |
| Net Interest Income | $3.13M |
| Pre-tax Net Operating Income | $1.31M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $21.71M |
| All Other Liabilities | $18.51M |
| Total Liabilities and Capital | $448.27M |
Securities
| Securities | $112.76M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $112.76M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Savings Bank?
$448.27M as of the latest filing.
How much are United Savings Bank's total deposits?
$325.98M in total deposits.
Where is United Savings Bank located?
Philadelphia, PA.
What is the Net Interest Margin?
3.08%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1923.
What is the Return on Assets (ROA)?
0.93%.
How much are total loans and leases?
$165.75M (latest filing).
What is the total interest income (latest filing)?
$4.83M.