United Savings Bank
Philadelphia, PA
IDRSSD: 459372
Total Assets
$451.16M
Latest filing
Total Deposits
$327.21M
Latest filing
Net Interest Margin
3.02%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
United Savings Bank
1510 Packer Ave
Philadelphia, PA 19145
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1923FDIC Certificate 41670
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| United Savings Bank (Main) | 1510 Packer Ave | Philadelphia, PA |
| 10TH STREET BRANCH | 732 S 10th St | Philadelphia, PA |
| BROOMALL BRANCH | 2535 W Chester Pike | Broomall, PA |
| SPRINGFIELD BRANCH | 301 Baltimore Pike | Springfield, PA |
| MARCONI BRANCH | 1945 E Passyunk Ave | Philadelphia, PA |
| MEDIA BRANCH | 35 E Baltimore Ave | Media, PA |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1923 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 19145 |
| State and County Number | 42101 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 41 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | HTTPS://WWW.UNITEDSAVINGSBANK.COM |
| Data Updated | 11/14/2025 |
| CERT | 28836 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $451.16M |
| Total Deposits | $327.21M |
| Total Liabilities | $370.14M |
| Total Equity Capital | $81.02M |
| Net Income | $1.05M |
| Net Loans and Leases | $164.49M |
| Assets Per Employee ($Millions) | $11M |
| Bank Premises and Fixed Assets | $4.36M |
| Cash and Balances due from Depository Institutions | $123.33M |
| Deposits Held in Domestic Offices | $327.21M |
Key Performance Ratios
| Return on Assets (ROA) | 0.93% |
| Return on Equity (ROE) | 5.22% |
| Net Interest Margin | 3.02% |
| Efficiency Ratio | 59.81% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.959% |
| Earning Assets to total Assets | 90.86% |
Income and Expense
| Total Interest Income | $4.76M |
| Total Noninterest Income | $232.00k |
| Total Interest Expense | $1.68M |
| Total Noninterest Expense | $1.98M |
| Net Interest Income | $3.08M |
| Pre-tax Net Operating Income | $1.33M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $24.80M |
| All Other Liabilities | $18.13M |
| Total Liabilities and Capital | $451.16M |
Securities
| Securities | $123.85M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $123.85M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Savings Bank?
$451.16M as of the latest filing.
How much are United Savings Bank's total deposits?
$327.21M in total deposits.
Where is United Savings Bank located?
Philadelphia, PA.
What is the Net Interest Margin?
3.02%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1923.
What is the Return on Assets (ROA)?
0.93%.
How much are total loans and leases?
$164.49M (latest filing).
What is the total interest income (latest filing)?
$4.76M.