S&T Bank
Indiana, PA
IDRSSD: 936426
Total Assets
$9.86B
Latest filing
Total Deposits
$7.97B
Latest filing
Net Interest Margin
4.05%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
S&T Bank
800 Philadelphia St
Indiana, PA 15701
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/21/1902FDIC Certificate 7103
Branches (75)
Page 1 of 11| Name | Address | City / State |
|---|---|---|
| S&T Bank (Main) | 800 Philadelphia St | Indiana, PA |
| PORTAGE BRANCH | 737 Main St | Portage, PA |
| REYNOLDSVILLE BRANCH | 418 E Main St | Reynoldsville, PA |
| CLARION BRANCH | 410 Main St | Clarion, PA |
| HOLIDAY PARK BRANCH | 2388 Route 286 | Pittsburgh, PA |
| PENN HILLS BRANCH | 12262 Frankstown Rd | Pittsburgh, PA |
| MONROEVILLE BRANCH | 4385 Old William Penn Hwy | Monroeville, PA |
| EAST OAKMONT BRANCH | 2190 Hulton Rd | Verona, PA |
Showing 7 of 75
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/21/1902 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 15701 |
| State and County Number | 42063 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Indiana, PA |
Operational Info
| Number of Employees | 1,218 |
| Domestic Offices | 76 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.stbank.com |
| Data Updated | 01/30/2026 |
| CERT | 11124 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $9.86B |
| Total Deposits | $7.97B |
| Total Liabilities | $8.40B |
| Total Equity Capital | $1.46B |
| Net Income | $35.12M |
| Net Loans and Leases | $7.98B |
| Assets Per Employee ($Millions) | $8.16M |
| Bank Premises and Fixed Assets | $81.87M |
| Cash and Balances due from Depository Institutions | $162.31M |
| Deposits Held in Domestic Offices | $7.97B |
Key Performance Ratios
| Return on Assets (ROA) | 1.43% |
| Return on Equity (ROE) | 9.68% |
| Net Interest Margin | 4.05% |
| Efficiency Ratio | 53.39% |
| Tier 1 Risk-Based Capital Ratio | 14.297% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.817% |
| Earning Assets to total Assets | 92.1% |
Income and Expense
| Total Interest Income | $131.09M |
| Total Noninterest Income | $15.71M |
| Total Interest Expense | $39.45M |
| Total Noninterest Expense | $57.51M |
| Net Interest Income | $91.63M |
| Pre-tax Net Operating Income | $44.15M |
| Provision for Credit Losses | $5.70M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $215.82M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $191.36M |
| Total Liabilities and Capital | $9.86B |
Securities
| Securities | $986.49M |
| Available-for-sale debt securities | $986.28M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $25.00M |
| Trading Account Assets | $14.21M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of S&T Bank?
$9.86B as of the latest filing.
How much are S&T Bank's total deposits?
$7.97B in total deposits.
Where is S&T Bank located?
Indiana, PA.
What is the Net Interest Margin?
4.05%.
How many domestic offices does it operate?
76.
When was it established?
05/21/1902.
What is the Return on Assets (ROA)?
1.43%.
How much are total loans and leases?
$7.98B (latest filing).
What is the total interest income (latest filing)?
$131.09M.