Elderton State Bank
Elderton, PA
IDRSSD: 282824
Total Assets
$441.71M
Latest filing
Total Deposits
$345.01M
Latest filing
Net Interest Margin
3.75%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
043315147ELDERTON, PA
Key People
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Locations
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Main Office
Elderton State Bank
143 N Main St
Elderton, PA 15736
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/01/1919FDIC Certificate 8207
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Elderton State Bank (Main) | 143 N Main St | Elderton, PA |
| RURAL VALLEY BRANCH | 601 W Main Street | Rural Valley, PA |
| NORTH APOLLO BRANCH | 2014 River Rd | North Apollo, PA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/01/1919 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 15736 |
| State and County Number | 42005 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Pittsburgh, PA |
Operational Info
| Number of Employees | 55 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.eldertonbank.com |
| Data Updated | 01/30/2026 |
| CERT | 12985 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $441.71M |
| Total Deposits | $345.01M |
| Total Liabilities | $390.09M |
| Total Equity Capital | $51.62M |
| Net Income | $1.45M |
| Net Loans and Leases | $363.48M |
| Assets Per Employee ($Millions) | $8.03M |
| Bank Premises and Fixed Assets | $3.61M |
| Cash and Balances due from Depository Institutions | $33.76M |
| Deposits Held in Domestic Offices | $345.01M |
Key Performance Ratios
| Return on Assets (ROA) | 1.33% |
| Return on Equity (ROE) | 11.21% |
| Net Interest Margin | 3.75% |
| Efficiency Ratio | 48.4% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.21% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.686% |
| Earning Assets to total Assets | 93.59% |
Income and Expense
| Total Interest Income | $6.30M |
| Total Noninterest Income | $264.00k |
| Total Interest Expense | $2.50M |
| Total Noninterest Expense | $1.97M |
| Net Interest Income | $3.80M |
| Pre-tax Net Operating Income | $1.87M |
| Provision for Credit Losses | $223.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $42.73M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.63M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.35M |
| Total Liabilities and Capital | $441.71M |
Securities
| Securities | $19.89M |
| Available-for-sale debt securities | $19.89M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Elderton State Bank?
$441.71M as of the latest filing.
How much are Elderton State Bank's total deposits?
$345.01M in total deposits.
Where is Elderton State Bank located?
Elderton, PA.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
3.
When was it established?
10/01/1919.
What is the Return on Assets (ROA)?
1.33%.
How much are total loans and leases?
$363.48M (latest filing).
What is the total interest income (latest filing)?
$6.30M.