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Elderton State Bank

Elderton, PA
IDRSSD: 282824
Total Assets
$426.13M
Latest filing
Total Deposits
$335.44M
Latest filing
Net Interest Margin
3.78%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/01/1919
Community BankYes
Ownership TypeNot Mutual
ZIP15736
State and County Number42005
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NamePittsburgh, PA

Operational Info

Number of Employees56
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.eldertonbank.com
Data Updated11/14/2025
CERT12985
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$426.13M
Total Deposits$335.44M
Total Liabilities$374.59M
Total Equity Capital$51.54M
Net Income$1.75M
Net Loans and Leases$353.62M
Assets Per Employee ($Millions)$7.75M
Bank Premises and Fixed Assets$3.67M
Cash and Balances due from Depository Institutions$25.26M
Deposits Held in Domestic Offices$335.44M

Key Performance Ratios

Return on Assets (ROA)1.66%
Return on Equity (ROE)13.85%
Net Interest Margin3.78%
Efficiency Ratio45.35%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.095%
Earning Assets to total Assets93.33%

Income and Expense

Total Interest Income$6.15M
Total Noninterest Income$272.00k
Total Interest Expense$2.43M
Total Noninterest Expense$1.81M
Net Interest Income$3.72M
Pre-tax Net Operating Income$2.17M
Provision for Credit Losses$7.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$36.73M
Federal Funds Sold & Reverse Repurchase Agreement$3.15M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.42M
Total Liabilities and Capital$426.13M

Securities

Securities$20.21M
Available-for-sale debt securities$20.21M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Elderton State Bank?
$426.13M as of the latest filing.
How much are Elderton State Bank's total deposits?
$335.44M in total deposits.
Where is Elderton State Bank located?
Elderton, PA.
What is the Net Interest Margin?
3.78%.
How many domestic offices does it operate?
3.
When was it established?
10/01/1919.
What is the Return on Assets (ROA)?
1.66%.
How much are total loans and leases?
$353.62M (latest filing).
What is the total interest income (latest filing)?
$6.15M.