First Commonwealth Bank
Indiana, PA
IDRSSD: 42420
Total Assets
$12.31B
Latest filing
Total Deposits
$10.34B
Latest filing
Net Interest Margin
4.07%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
First Commonwealth Bank
654 Philadelphia St
Indiana, PA 15701
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/21/1880FDIC Certificate 4852
Branches (128)
Page 1 of 19| Name | Address | City / State |
|---|---|---|
| First Commonwealth Bank (Main) | 654 Philadelphia St | Indiana, PA |
| SOUTH WILLIAMSPORT BRANCH | 251 S Market St | Williamsport, PA |
| VANDERGRIFT BRANCH | 601 Hancock Ave | Vandergrift, PA |
| DELAWARE CTY B&TC | 110 Riverbend Avenue | Lewis Center, OH |
| ST. MARYS BRANCH | 108 E Mill St | Saint Marys, PA |
| PERRY WEST BRANCH | 2704 Lincoln Way E | Massillon, OH |
| FOXBORO BRANCH | 5594 Wales Ave Nw | Massillon, OH |
| OAKWOOD SQUARE BRANCH | 6252 Middlebranch Ave Ne | Canton, OH |
Showing 7 of 128
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
S&T Bank
Indiana, Pennsylvania
→
Assets: $9.81BΔ -20.1%
InFirst Bank
Indiana, Pennsylvania
→
Assets: $665.55MΔ -94.6%
Marion Center Bank
Indiana, Pennsylvania
→
Assets: $420.89MΔ -96.6%
Dollar Bank, Federal Savings Bank
Pittsburgh, Pennsylvania
→
Assets: $12.22BΔ -0.5%
Univest Bank and Trust Co.
Souderton, Pennsylvania
→
Assets: $8.54BΔ -30.4%
CNB Bank
Clearfield, Pennsylvania
→
Assets: $8.23BΔ -33.0%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/21/1880 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 15701 |
| State and County Number | 42063 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Indiana, PA |
Operational Info
| Number of Employees | 1,548 |
| Domestic Offices | 130 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 04/30/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fcbanking.com |
| Data Updated | 01/30/2026 |
| CERT | 7468 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $12.31B |
| Total Deposits | $10.34B |
| Total Liabilities | $10.80B |
| Total Equity Capital | $1.51B |
| Net Income | $46.70M |
| Net Loans and Leases | $9.65B |
| Assets Per Employee ($Millions) | $7.86M |
| Bank Premises and Fixed Assets | $111.19M |
| Cash and Balances due from Depository Institutions | $174.48M |
| Deposits Held in Domestic Offices | $10.34B |
Key Performance Ratios
| Return on Assets (ROA) | 1.52% |
| Return on Equity (ROE) | 12.38% |
| Net Interest Margin | 4.07% |
| Efficiency Ratio | 51.98% |
| Tier 1 Risk-Based Capital Ratio | 11.692% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.266% |
| Earning Assets to total Assets | 91.44% |
Income and Expense
| Total Interest Income | $163.86M |
| Total Noninterest Income | $23.95M |
| Total Interest Expense | $49.61M |
| Total Noninterest Expense | $72.90M |
| Net Interest Income | $114.26M |
| Pre-tax Net Operating Income | $58.30M |
| Provision for Credit Losses | $7.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $990.00k |
| Other borrowed funds | $258.28M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $22.97M |
| All Other Liabilities | $127.23M |
| Total Liabilities and Capital | $12.31B |
Securities
| Securities | $1.53B |
| Available-for-sale debt securities | $1.01B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $519.42M |
| Subordinated Debt | $49.48M |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Commonwealth Bank?
$12.31B as of the latest filing.
How much are First Commonwealth Bank's total deposits?
$10.34B in total deposits.
Where is First Commonwealth Bank located?
Indiana, PA.
What is the Net Interest Margin?
4.07%.
How many domestic offices does it operate?
130.
When was it established?
09/21/1880.
What is the Return on Assets (ROA)?
1.52%.
How much are total loans and leases?
$9.65B (latest filing).
What is the total interest income (latest filing)?
$163.86M.