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National Bank of the Commonwealth

Indiana, PA
IDRSSD: 42420
Total Assets
$12.28B
Latest filing
Total Deposits
$10.32B
Latest filing
Net Interest Margin
4.02%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date04/07/1934
Community BankNo
Ownership TypeNot Mutual
ZIP15701
State and County Number42063
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number04
Numeric code3
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve District—
Core Based Statistical Area NameIndiana, PA

Operational Info

Number of Employees1,562
Domestic Offices19
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/13/1995
Date of Deposit Insurance04/07/1934
Primary Insurance AgencyBIF
WebsiteN/A
Data Updated11/14/2025
CERT14221
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$12.28B
Total Deposits$10.32B
Total Liabilities$10.77B
Total Equity Capital$1.51B
Net Income$43.20M
Net Loans and Leases$9.62B
Assets Per Employee ($Millions)$7.93M
Bank Premises and Fixed Assets$113.39M
Cash and Balances due from Depository Institutions$155.54M
Deposits Held in Domestic Offices$10.32B

Key Performance Ratios

Return on Assets (ROA)1.41%
Return on Equity (ROE)11.58%
Net Interest Margin4.02%
Efficiency Ratio51.52%
Tier 1 Risk-Based Capital Ratio11.701%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.37%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.273%
Earning Assets to total Assets91.19%

Income and Expense

Total Interest Income$162.64M
Total Noninterest Income$24.39M
Total Interest Expense$50.43M
Total Noninterest Expense$71.47M
Net Interest Income$112.20M
Pre-tax Net Operating Income$53.79M
Provision for Credit Losses$11.33M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$853.00k
Other borrowed funds$251.63M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$31.56M
All Other Liabilities$122.42M
Total Liabilities and Capital$12.28B

Securities

Securities$1.54B
Available-for-sale debt securities$1.06B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$479.92M
Subordinated Debt$49.46M
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of National Bank of the Commonwealth?
$12.28B as of the latest filing.
How much are National Bank of the Commonwealth's total deposits?
$10.32B in total deposits.
Where is National Bank of the Commonwealth located?
Indiana, PA.
What is the Net Interest Margin?
4.02%.
How many domestic offices does it operate?
19.
When was it established?
04/07/1934.
What is the Return on Assets (ROA)?
1.41%.
How much are total loans and leases?
$9.62B (latest filing).
What is the total interest income (latest filing)?
$162.64M.