Commercial Bank and Trust of PA
Latrobe, PA
IDRSSD: 945026
Total Assets
$362.36M
Latest filing
Total Deposits
$305.51M
Latest filing
Net Interest Margin
3.95%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
043305092LATROBE, PA
Key People
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Locations
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Main Office
Commercial Bank and Trust of PA
900 Ligonier St
Latrobe, PA 15650
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/04/1934FDIC Certificate 8954
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Commercial Bank and Trust of PA (Main) | 900 Ligonier St | Latrobe, PA |
| LIGONIER BRANCH | 201 W Main St | Ligonier, PA |
| PLEASANT UNITY BRANCH | 2059 Route 130 | Pleasant Unity, PA |
| WEST NEWTON BRANCH | 109 E Main St | West Newton, PA |
| LINCOLN ROAD BRANCH | 1920 Lincoln Ave | Latrobe, PA |
| LAWSON HEIGHTS BRANCH | 11 Terry Way | Latrobe, PA |
| EASTGATE BRANCH | 867 Georges Station Rd | Greensburg, PA |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/04/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 15650 |
| State and County Number | 42129 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Pittsburgh, PA |
Operational Info
| Number of Employees | 73 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/04/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.cbthebank.com |
| Data Updated | 01/30/2026 |
| CERT | 14333 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $362.36M |
| Total Deposits | $305.51M |
| Total Liabilities | $325.73M |
| Total Equity Capital | $36.63M |
| Net Income | $528.00k |
| Net Loans and Leases | $169.15M |
| Assets Per Employee ($Millions) | $5.1M |
| Bank Premises and Fixed Assets | $2.92M |
| Cash and Balances due from Depository Institutions | $5.72M |
| Deposits Held in Domestic Offices | $305.51M |
Key Performance Ratios
| Return on Assets (ROA) | 0.58% |
| Return on Equity (ROE) | 5.86% |
| Net Interest Margin | 3.95% |
| Efficiency Ratio | 88.31% |
| Tier 1 Risk-Based Capital Ratio | 25.91% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.107% |
| Earning Assets to total Assets | 90.18% |
Income and Expense
| Total Interest Income | $3.54M |
| Total Noninterest Income | $698.00k |
| Total Interest Expense | $288.00k |
| Total Noninterest Expense | $3.49M |
| Net Interest Income | $3.25M |
| Pre-tax Net Operating Income | $524.00k |
| Provision for Credit Losses | $-62,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $17.54M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.69M |
| Total Liabilities and Capital | $362.36M |
Securities
| Securities | $155.78M |
| Available-for-sale debt securities | $155.78M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commercial Bank and Trust of PA?
$362.36M as of the latest filing.
How much are Commercial Bank and Trust of PA's total deposits?
$305.51M in total deposits.
Where is Commercial Bank and Trust of PA located?
Latrobe, PA.
What is the Net Interest Margin?
3.95%.
How many domestic offices does it operate?
7.
When was it established?
05/04/1934.
What is the Return on Assets (ROA)?
0.58%.
How much are total loans and leases?
$169.15M (latest filing).
What is the total interest income (latest filing)?
$3.54M.