The Victory Bank
Limerick, PA
IDRSSD: 3603961
Total Assets
$488.33M
Latest filing
Total Deposits
$436.80M
Latest filing
Net Interest Margin
3.61%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Victory Bank
548 N Lewis Rd
Limerick, PA 19468
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/16/2008FDIC Certificate 458392
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Victory Bank (Main) | 548 N Lewis Rd | Limerick, PA |
| TRI-COUNTY MESSENGER SERVICE BRANCH | Montgomery, Berks, And Chester Counties | Limerick, PA |
| HORSHAM BRANCH | 100 Gibraltar Road | Horsham, PA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/16/2008 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 19468 |
| State and County Number | 42091 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/16/2008 |
| Primary Insurance Agency | DIF |
| Website | www.victorybank.com |
| Data Updated | 11/14/2025 |
| CERT | 58615 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $488.33M |
| Total Deposits | $436.80M |
| Total Liabilities | $440.83M |
| Total Equity Capital | $47.50M |
| Net Income | $1.03M |
| Net Loans and Leases | $392.20M |
| Assets Per Employee ($Millions) | $9.39M |
| Bank Premises and Fixed Assets | $3.44M |
| Cash and Balances due from Depository Institutions | $37.83M |
| Deposits Held in Domestic Offices | $436.80M |
Key Performance Ratios
| Return on Assets (ROA) | 0.85% |
| Return on Equity (ROE) | 8.71% |
| Net Interest Margin | 3.61% |
| Efficiency Ratio | 70.21% |
| Tier 1 Risk-Based Capital Ratio | 11.821% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.728% |
| Earning Assets to total Assets | 94.23% |
Income and Expense
| Total Interest Income | $7.44M |
| Total Noninterest Income | $215.00k |
| Total Interest Expense | $3.36M |
| Total Noninterest Expense | $3.02M |
| Net Interest Income | $4.09M |
| Pre-tax Net Operating Income | $1.30M |
| Provision for Credit Losses | $-14,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.03M |
| Total Liabilities and Capital | $488.33M |
Securities
| Securities | $40.85M |
| Available-for-sale debt securities | $30.58M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $10.27M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Victory Bank?
$488.33M as of the latest filing.
How much are The Victory Bank's total deposits?
$436.80M in total deposits.
Where is The Victory Bank located?
Limerick, PA.
What is the Net Interest Margin?
3.61%.
How many domestic offices does it operate?
3.
When was it established?
01/16/2008.
What is the Return on Assets (ROA)?
0.85%.
How much are total loans and leases?
$392.20M (latest filing).
What is the total interest income (latest filing)?
$7.44M.