The Neffs National Bank
Neffs, PA
IDRSSD: 144913
Total Assets
$470.38M
Latest filing
Total Deposits
$359.44M
Latest filing
Net Interest Margin
2.59%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
031316608NEFFS, PA
Key People
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Locations
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Main Office
The Neffs National Bank
5629 Route 873
Neffs, PA 18065
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/03/1923FDIC Certificate 4952
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Neffs National Bank (Main) | 5629 Route 873 | Neffs, PA |
| WALNUTPORT BRANCH | 211 S Best Ave | Walnutport, PA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 04/03/1923 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 18065 |
| State and County Number | 42077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Allentown-Bethlehem-Easton, PA-NJ |
Operational Info
| Number of Employees | 54 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.neffsnatl.com |
| Data Updated | 01/30/2026 |
| CERT | 7646 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $470.38M |
| Total Deposits | $359.44M |
| Total Liabilities | $399.03M |
| Total Equity Capital | $71.35M |
| Net Income | $807.00k |
| Net Loans and Leases | $251.48M |
| Assets Per Employee ($Millions) | $8.11M |
| Bank Premises and Fixed Assets | $5.52M |
| Cash and Balances due from Depository Institutions | $5.13M |
| Deposits Held in Domestic Offices | $359.44M |
Key Performance Ratios
| Return on Assets (ROA) | 0.69% |
| Return on Equity (ROE) | 4.56% |
| Net Interest Margin | 2.59% |
| Efficiency Ratio | 71.35% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.169% |
| Earning Assets to total Assets | 96.44% |
Income and Expense
| Total Interest Income | $4.82M |
| Total Noninterest Income | $84.00k |
| Total Interest Expense | $1.88M |
| Total Noninterest Expense | $2.16M |
| Net Interest Income | $2.94M |
| Pre-tax Net Operating Income | $877.00k |
| Provision for Credit Losses | $-10,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $36.20M |
| Federal Funds Sold & Reverse Repurchase Agreement | $355.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.39M |
| Total Liabilities and Capital | $470.38M |
Securities
| Securities | $201.62M |
| Available-for-sale debt securities | $56.70M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $144.91M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Neffs National Bank?
$470.38M as of the latest filing.
How much are The Neffs National Bank's total deposits?
$359.44M in total deposits.
Where is The Neffs National Bank located?
Neffs, PA.
What is the Net Interest Margin?
2.59%.
How many domestic offices does it operate?
2.
When was it established?
04/03/1923.
What is the Return on Assets (ROA)?
0.69%.
How much are total loans and leases?
$251.48M (latest filing).
What is the total interest income (latest filing)?
$4.82M.