Community State Bank of Orbisonia

Orbisonia, PA
IDRSSD: 121914
Total Assets
$458.97M
Latest filing
Total Deposits
$410.89M
Latest filing
Net Interest Margin
4.00%
Profitability

Key People

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Locations

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Main Office
Community State Bank of Orbisonia
478 Ridgley St
Orbisonia, PA 17243
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/11/1951FDIC Certificate 11051

Branches (7)

Page 1 of 1
NameAddressCity / State
Community State Bank of Orbisonia (Main)478 Ridgley StOrbisonia, PA
MOUNT UNION BRANCH111 E Shirley StMount Union, PA
HUNTINGDON BRANCH50 Pennsylvania AveHuntingdon, PA
SAXTON BRANCH620 Main StSaxton, PA
THREE SPRINGS BRANCH21236 Church StThree Springs, PA
MC CONNELLSBURG BRANCH415 Fulton DrMc Connellsburg, PA
ST. THOMAS BRANCH6962 Lincoln Way WSaint Thomas, PA
MERCERSBURG BRANCH OFFICE454 Loudon Rd.Mercersburg, PA
Showing 7 of 7

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/11/1951
Community BankYes
Ownership TypeNot Mutual
ZIP17243
State and County Number42061
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number03
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameHuntingdon, PA

Operational Info

Number of Employees109
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/11/1951
Primary Insurance AgencyDIF
Websitewww.communitystate.bank
Data Updated01/30/2026
CERT16976
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$458.97M
Total Deposits$410.89M
Total Liabilities$414.90M
Total Equity Capital$44.07M
Net Income$548.00k
Net Loans and Leases$349.04M
Assets Per Employee ($Millions)$4.37M
Bank Premises and Fixed Assets$5.12M
Cash and Balances due from Depository Institutions$8.54M
Deposits Held in Domestic Offices$410.89M

Key Performance Ratios

Return on Assets (ROA)0.48%
Return on Equity (ROE)5.03%
Net Interest Margin4%
Efficiency Ratio85.07%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.602%
Earning Assets to total Assets93.54%

Income and Expense

Total Interest Income$5.57M
Total Noninterest Income$949.00k
Total Interest Expense$1.33M
Total Noninterest Expense$4.42M
Net Interest Income$4.24M
Pre-tax Net Operating Income$742.00k
Provision for Credit Losses$33.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$36.00k
Other borrowed funds$702.00k
Federal Funds Sold & Reverse Repurchase Agreement$13.86M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.31M
Total Liabilities and Capital$458.97M

Securities

Securities$64.32M
Available-for-sale debt securities$64.32M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community State Bank of Orbisonia?
$458.97M as of the latest filing.
How much are Community State Bank of Orbisonia's total deposits?
$410.89M in total deposits.
Where is Community State Bank of Orbisonia located?
Orbisonia, PA.
What is the Net Interest Margin?
4.00%.
How many domestic offices does it operate?
8.
When was it established?
01/11/1951.
What is the Return on Assets (ROA)?
0.48%.
How much are total loans and leases?
$349.04M (latest filing).
What is the total interest income (latest filing)?
$5.57M.