Mainstreet Community Bank of Florida
Deland, FL
IDRSSD: 3217957
Total Assets
$911.12M
Latest filing
Total Deposits
$825.47M
Latest filing
Net Interest Margin
3.59%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Mainstreet Community Bank of Florida
204 S Woodland Blvd
Deland, FL 32720
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/24/2003FDIC Certificate 366287
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Mainstreet Community Bank of Florida (Main) | 204 S Woodland Blvd | Deland, FL |
| ORANGE CITY OFFICE BRANCH | 850 S Volusia Ave | Orange City, FL |
| NORTH SPRING GARDEN BRANCH | 1500 N Spring Garden Ave | Deland, FL |
| CLERMONT BRANCH | 1515 E Highway 50 | Clermont, FL |
| JOHN KNOX VILLAGE BRANCH | 101 Northlake Dr | Orange City, FL |
| EAST VOLUSIA BRANCH | 1812 Ridgewood Ave | Holly Hill, FL |
| OCALA OFFICE | 112 N Magnolia Ave | Ocala, FL |
| LONGWOOD BRANCH | 2101 W Sr 434 | Longwood, FL |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/24/2003 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 32720 |
| State and County Number | 12127 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Deltona-Daytona Beach-Ormond Beach, FL |
Operational Info
| Number of Employees | 103 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/24/2003 |
| Primary Insurance Agency | DIF |
| Website | www.bankonmainstreet.com |
| Data Updated | 01/30/2026 |
| CERT | 57598 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $911.12M |
| Total Deposits | $825.47M |
| Total Liabilities | $832.12M |
| Total Equity Capital | $79.00M |
| Net Income | $1.85M |
| Net Loans and Leases | $664.86M |
| Assets Per Employee ($Millions) | $8.44M |
| Bank Premises and Fixed Assets | $18.89M |
| Cash and Balances due from Depository Institutions | $15.74M |
| Deposits Held in Domestic Offices | $825.47M |
Key Performance Ratios
| Return on Assets (ROA) | 0.8% |
| Return on Equity (ROE) | 9.67% |
| Net Interest Margin | 3.59% |
| Efficiency Ratio | 68.65% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.36% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.671% |
| Earning Assets to total Assets | 94.24% |
Income and Expense
| Total Interest Income | $11.63M |
| Total Noninterest Income | $1.25M |
| Total Interest Expense | $3.87M |
| Total Noninterest Expense | $6.18M |
| Net Interest Income | $7.76M |
| Pre-tax Net Operating Income | $1.99M |
| Provision for Credit Losses | $835.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.63M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $35.50M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.65M |
| Total Liabilities and Capital | $911.12M |
Securities
| Securities | $148.38M |
| Available-for-sale debt securities | $148.38M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Mainstreet Community Bank of Florida?
$911.12M as of the latest filing.
How much are Mainstreet Community Bank of Florida's total deposits?
$825.47M in total deposits.
Where is Mainstreet Community Bank of Florida located?
Deland, FL.
What is the Net Interest Margin?
3.59%.
How many domestic offices does it operate?
9.
When was it established?
10/24/2003.
What is the Return on Assets (ROA)?
0.8%.
How much are total loans and leases?
$664.86M (latest filing).
What is the total interest income (latest filing)?
$11.63M.