Surety Bank
Deland, FL
IDRSSD: 374774
Total Assets
$192.59M
Latest filing
Total Deposits
$165.84M
Latest filing
Net Interest Margin
3.79%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
263187320DELAND, FL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Surety Bank
990 N Woodland Blvd
Deland, FL 32720
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1926FDIC Certificate 46234
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Surety Bank (Main) | 990 N Woodland Blvd | Deland, FL |
| LAKE MARY BRANCH | 3001 W Lake Mary Blvd | Lake Mary, FL |
| PIERSON BRANCH | 106 N Center St | Pierson, FL |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1926 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 32720 |
| State and County Number | 12127 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Deltona-Daytona Beach-Ormond Beach, FL |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/17/1990 |
| Primary Insurance Agency | DIF |
| Website | www.surety.bank |
| Data Updated | 01/30/2026 |
| CERT | 33026 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $192.59M |
| Total Deposits | $165.84M |
| Total Liabilities | $170.16M |
| Total Equity Capital | $22.43M |
| Net Income | $1.25M |
| Net Loans and Leases | $88.48M |
| Assets Per Employee ($Millions) | $5.21M |
| Bank Premises and Fixed Assets | $1.45M |
| Cash and Balances due from Depository Institutions | $62.49M |
| Deposits Held in Domestic Offices | $165.84M |
Key Performance Ratios
| Return on Assets (ROA) | 2.52% |
| Return on Equity (ROE) | 22.84% |
| Net Interest Margin | 3.79% |
| Efficiency Ratio | 59.2% |
| Tier 1 Risk-Based Capital Ratio | 25.459% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.645% |
| Earning Assets to total Assets | 68.04% |
Income and Expense
| Total Interest Income | $2.01M |
| Total Noninterest Income | $1.77M |
| Total Interest Expense | $718.00k |
| Total Noninterest Expense | $1.81M |
| Net Interest Income | $1.29M |
| Pre-tax Net Operating Income | $1.25M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.20M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $123.00k |
| Total Liabilities and Capital | $192.59M |
Securities
| Securities | $31.85M |
| Available-for-sale debt securities | $31.85M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Surety Bank?
$192.59M as of the latest filing.
How much are Surety Bank's total deposits?
$165.84M in total deposits.
Where is Surety Bank located?
Deland, FL.
What is the Net Interest Margin?
3.79%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1926.
What is the Return on Assets (ROA)?
2.52%.
How much are total loans and leases?
$88.48M (latest filing).
What is the total interest income (latest filing)?
$2.01M.