Century Next Bank
Ruston, LA
IDRSSD: 345877
Total Assets
$903.79M
Latest filing
Total Deposits
$792.88M
Latest filing
Net Interest Margin
4.65%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Century Next Bank
505 N Vienna St
Ruston, LA 71270
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1905FDIC Certificate 42534
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Century Next Bank (Main) | 505 N Vienna St | Ruston, LA |
| CROSSETT BRANCH | 210 Main Street | Crossett, AR |
| NORTH CROSSETT BRANCH | 1218 Highway 133 N | Crossett, AR |
| HAMBURG BRANCH | 603 N Main St | Hamburg, AR |
| FARMERVILLE HIGHWAY BRANCH | 2109 Farmerville Hwy | Ruston, LA |
| TOWER DRIVE BRANCH | 2450 Tower Dr | Monroe, LA |
| WEST MONROE BRANCH | 1701 N 7th St | West Monroe, LA |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1905 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71270 |
| State and County Number | 22061 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Ruston, LA |
Operational Info
| Number of Employees | 113 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.cnext.bank |
| Data Updated | 11/14/2025 |
| CERT | 29700 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $903.79M |
| Total Deposits | $792.88M |
| Total Liabilities | $801.23M |
| Total Equity Capital | $102.56M |
| Net Income | $4.37M |
| Net Loans and Leases | $624.84M |
| Assets Per Employee ($Millions) | $7.86M |
| Bank Premises and Fixed Assets | $9.55M |
| Cash and Balances due from Depository Institutions | $92.06M |
| Deposits Held in Domestic Offices | $792.88M |
Key Performance Ratios
| Return on Assets (ROA) | 1.91% |
| Return on Equity (ROE) | 17.52% |
| Net Interest Margin | 4.65% |
| Efficiency Ratio | 48.79% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.348% |
| Earning Assets to total Assets | 94.85% |
Income and Expense
| Total Interest Income | $13.51M |
| Total Noninterest Income | $1.15M |
| Total Interest Expense | $3.42M |
| Total Noninterest Expense | $5.54M |
| Net Interest Income | $10.09M |
| Pre-tax Net Operating Income | $5.43M |
| Provision for Credit Losses | $265.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $2.99M |
| Other borrowed funds | $209.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.13M |
| Total Liabilities and Capital | $903.79M |
Securities
| Securities | $145.53M |
| Available-for-sale debt securities | $143.85M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $1.69M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Century Next Bank?
$903.79M as of the latest filing.
How much are Century Next Bank's total deposits?
$792.88M in total deposits.
Where is Century Next Bank located?
Ruston, LA.
What is the Net Interest Margin?
4.65%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1905.
What is the Return on Assets (ROA)?
1.91%.
How much are total loans and leases?
$624.84M (latest filing).
What is the total interest income (latest filing)?
$13.51M.