Iowa State Bank
Hull, IA
IDRSSD: 982348
Total Assets
$1.25B
Latest filing
Total Deposits
$870.17M
Latest filing
Net Interest Margin
3.52%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1879 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51239 |
| State and County Number | 19167 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 114 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 02/20/1934 |
| Primary Insurance Agency | DIF |
| Website | www.iowastate.bank |
| Data Updated | 11/14/2025 |
| CERT | 13953 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.25B |
| Total Deposits | $870.17M |
| Total Liabilities | $1.13B |
| Total Equity Capital | $120.66M |
| Net Income | $4.44M |
| Net Loans and Leases | $859.03M |
| Assets Per Employee ($Millions) | $10.97M |
| Bank Premises and Fixed Assets | $11.58M |
| Cash and Balances due from Depository Institutions | $14.27M |
| Deposits Held in Domestic Offices | $870.17M |
Key Performance Ratios
| Return on Assets (ROA) | 1.45% |
| Return on Equity (ROE) | 15.13% |
| Net Interest Margin | 3.52% |
| Efficiency Ratio | 46.86% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.651% |
| Earning Assets to total Assets | 92.53% |
Income and Expense
| Total Interest Income | $17.24M |
| Total Noninterest Income | $1.27M |
| Total Interest Expense | $7.22M |
| Total Noninterest Expense | $5.29M |
| Net Interest Income | $10.02M |
| Pre-tax Net Operating Income | $5.70M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $100.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $147.43M |
| All Other Liabilities | $11.97M |
| Total Liabilities and Capital | $1.25B |
Securities
| Securities | $294.00M |
| Available-for-sale debt securities | $293.88M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Iowa State Bank?
$1.25B as of the latest filing.
How much are Iowa State Bank's total deposits?
$870.17M in total deposits.
Where is Iowa State Bank located?
Hull, IA.
What is the Net Interest Margin?
3.52%.
How many domestic offices does it operate?
14.
When was it established?
01/01/1879.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$859.03M (latest filing).
What is the total interest income (latest filing)?
$17.24M.