Iowa State Bank
Hull, IA
IDRSSD: 982348
Total Assets
$1.26B
Latest filing
Total Deposits
$917.03M
Latest filing
Net Interest Margin
3.52%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073922432HULL, IA
Key People
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Locations
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Main Office
Iowa State Bank
1101 Main St
Hull, IA 51239
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1879FDIC Certificate 8727
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Iowa State Bank (Main) | 1101 Main St | Hull, IA |
| MERRILL BRANCH | 201 Main St | Merrill, IA |
| BRUNSVILLE BRANCH | 240 Linn St | Brunsville, IA |
| MELVIN BRANCH | 260 Main St | Melvin, IA |
| ORANGE CITY MAIN OFFICE BRANCH | 105 Albany Ave Se | Orange City, IA |
| HINTON BRANCH | 225 N Floyd Ave | Hinton, IA |
| SIBLEY BRANCH | 721 2nd Ave | Sibley, IA |
| SHELDON BRANCH | 627 2nd Ave | Sheldon, IA |
Showing 7 of 13
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1879 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 51239 |
| State and County Number | 19167 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 114 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 02/20/1934 |
| Primary Insurance Agency | DIF |
| Website | www.iowastate.bank |
| Data Updated | 01/30/2026 |
| CERT | 13953 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.26B |
| Total Deposits | $917.03M |
| Total Liabilities | $1.13B |
| Total Equity Capital | $129.13M |
| Net Income | $5.66M |
| Net Loans and Leases | $865.44M |
| Assets Per Employee ($Millions) | $11.59M |
| Bank Premises and Fixed Assets | $11.54M |
| Cash and Balances due from Depository Institutions | $29.56M |
| Deposits Held in Domestic Offices | $917.03M |
Key Performance Ratios
| Return on Assets (ROA) | 1.8% |
| Return on Equity (ROE) | 18.13% |
| Net Interest Margin | 3.52% |
| Efficiency Ratio | 44.62% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.221% |
| Earning Assets to total Assets | 91.48% |
Income and Expense
| Total Interest Income | $17.44M |
| Total Noninterest Income | $1.90M |
| Total Interest Expense | $7.26M |
| Total Noninterest Expense | $5.39M |
| Net Interest Income | $10.18M |
| Pre-tax Net Operating Income | $6.39M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $100.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $107.75M |
| All Other Liabilities | $9.53M |
| Total Liabilities and Capital | $1.26B |
Securities
| Securities | $288.21M |
| Available-for-sale debt securities | $288.09M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Iowa State Bank?
$1.26B as of the latest filing.
How much are Iowa State Bank's total deposits?
$917.03M in total deposits.
Where is Iowa State Bank located?
Hull, IA.
What is the Net Interest Margin?
3.52%.
How many domestic offices does it operate?
14.
When was it established?
01/01/1879.
What is the Return on Assets (ROA)?
1.8%.
How much are total loans and leases?
$865.44M (latest filing).
What is the total interest income (latest filing)?
$17.44M.