Liberty Bank, National Association
Irvine, CA
IDRSSD: 2907439
Total Assets
$442.00M
Latest filing
Total Deposits
$381.06M
Latest filing
Net Interest Margin
3.20%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
3 routesView all→
121139122IRVINE, CA122243130IRVINE, CA122245426IRVINE, CA
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Liberty Bank, National Association
2 Park Plz
Irvine, CA 92614
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/23/2001FDIC Certificate 78237
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Liberty Bank, National Association (Main) | 2 Park Plz | Irvine, CA |
| MILLBRAE BRANCH | 105 N Rollins Rd | Millbrae, CA |
| BOULDER CREEK BRANCH | 13233 Highway 9 | Boulder Creek, CA |
| FELTON BRANCH | 6230 Highway 9 | Felton, CA |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Bank Irvine
Irvine, California
→
Assets: $248.77MΔ -39.9%
Capital Bank and Trust Company
Irvine, California
→
Assets: $223.57MΔ -46.0%
Beach Cities Commercial Bank
Irvine, California
→
Assets: $156.51MΔ -62.2%
California Business Bank
Irvine, California
→
Assets: $128.35MΔ -69.0%
Nano Banc
Irvine, California
→
Assets: $908.54MΔ +119.6%
Commerce West Bank
Irvine, California
→
Assets: $1.13BΔ +172.1%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/23/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 92614 |
| State and County Number | 06059 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 67 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 05/23/2001 |
| Primary Insurance Agency | DIF |
| Website | www.libertybk.com |
| Data Updated | 01/30/2026 |
| CERT | 35331 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $442.00M |
| Total Deposits | $381.06M |
| Total Liabilities | $384.02M |
| Total Equity Capital | $57.98M |
| Net Income | $-673,000 |
| Net Loans and Leases | $345.92M |
| Assets Per Employee ($Millions) | $8.19M |
| Bank Premises and Fixed Assets | $2.90M |
| Cash and Balances due from Depository Institutions | $74.23M |
| Deposits Held in Domestic Offices | $381.06M |
Key Performance Ratios
| Return on Assets (ROA) | -0.63% |
| Return on Equity (ROE) | -4.62% |
| Net Interest Margin | 3.2% |
| Efficiency Ratio | 115.74% |
| Tier 1 Risk-Based Capital Ratio | 18.525% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.119% |
| Earning Assets to total Assets | 95.43% |
Income and Expense
| Total Interest Income | $5.17M |
| Total Noninterest Income | $102.00k |
| Total Interest Expense | $1.90M |
| Total Noninterest Expense | $4.04M |
| Net Interest Income | $3.27M |
| Pre-tax Net Operating Income | $-673,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.95M |
| Total Liabilities and Capital | $442.00M |
Securities
| Securities | $7.88M |
| Available-for-sale debt securities | $7.88M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Liberty Bank, National Association?
$442.00M as of the latest filing.
How much are Liberty Bank, National Association's total deposits?
$381.06M in total deposits.
Where is Liberty Bank, National Association located?
Irvine, CA.
What is the Net Interest Margin?
3.20%.
How many domestic offices does it operate?
4.
When was it established?
05/23/2001.
What is the Return on Assets (ROA)?
-0.63%.
How much are total loans and leases?
$345.92M (latest filing).
What is the total interest income (latest filing)?
$5.17M.