Liberty Bank, National Association
Irvine, CA
IDRSSD: 2907439
Total Assets
$413.68M
Latest filing
Total Deposits
$336.63M
Latest filing
Net Interest Margin
3.15%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Liberty Bank, National Association
2 Park Plz
Irvine, CA 92614
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/23/2001FDIC Certificate 78237
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Liberty Bank, National Association (Main) | 2 Park Plz | Irvine, CA |
| MILLBRAE BRANCH | 105 N Rollins Rd | Millbrae, CA |
| BOULDER CREEK BRANCH | 13233 Highway 9 | Boulder Creek, CA |
| FELTON BRANCH | 6230 Highway 9 | Felton, CA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/23/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 92614 |
| State and County Number | 06059 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 65 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/18/2023 |
| Date of Deposit Insurance | 05/23/2001 |
| Primary Insurance Agency | DIF |
| Website | www.libertybk.com |
| Data Updated | 11/14/2025 |
| CERT | 35331 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $413.68M |
| Total Deposits | $336.63M |
| Total Liabilities | $355.09M |
| Total Equity Capital | $58.59M |
| Net Income | $-1,693,000 |
| Net Loans and Leases | $361.52M |
| Assets Per Employee ($Millions) | $6.17M |
| Bank Premises and Fixed Assets | $3.09M |
| Cash and Balances due from Depository Institutions | $29.82M |
| Deposits Held in Domestic Offices | $336.63M |
Key Performance Ratios
| Return on Assets (ROA) | -1.61% |
| Return on Equity (ROE) | -11.41% |
| Net Interest Margin | 3.15% |
| Efficiency Ratio | 147.49% |
| Tier 1 Risk-Based Capital Ratio | 17.926% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.163% |
| Earning Assets to total Assets | 95.26% |
Income and Expense
| Total Interest Income | $5.31M |
| Total Noninterest Income | $96.00k |
| Total Interest Expense | $2.14M |
| Total Noninterest Expense | $4.96M |
| Net Interest Income | $3.17M |
| Pre-tax Net Operating Income | $-1,693,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.47M |
| Total Liabilities and Capital | $413.68M |
Securities
| Securities | $7.90M |
| Available-for-sale debt securities | $7.90M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Liberty Bank, National Association?
$413.68M as of the latest filing.
How much are Liberty Bank, National Association's total deposits?
$336.63M in total deposits.
Where is Liberty Bank, National Association located?
Irvine, CA.
What is the Net Interest Margin?
3.15%.
How many domestic offices does it operate?
4.
When was it established?
05/23/2001.
What is the Return on Assets (ROA)?
-1.61%.
How much are total loans and leases?
$361.52M (latest filing).
What is the total interest income (latest filing)?
$5.31M.