Genesis Bank
Newport Beach, CA
IDRSSD: 5620869
Total Assets
$418.73M
Latest filing
Total Deposits
$368.83M
Latest filing
Net Interest Margin
3.08%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Genesis Bank
4675 Macarthur Ct
Newport Beach, CA 92660
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/02/2021FDIC Certificate 624983
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Genesis Bank (Main) | 4675 Macarthur Ct | Newport Beach, CA |
| BEVERLY HILLS BRANCH | 9420 Wilshire Blvd | Beverly Hills, CA |
| TEMECULA OFFICE BRANCH | 27720 Jefferson Ave | Temecula, CA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/02/2021 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 92660 |
| State and County Number | 06059 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Los Angeles-Long Beach-Anaheim, CA |
Operational Info
| Number of Employees | 58 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/13/2025 |
| Date of Deposit Insurance | 08/02/2021 |
| Primary Insurance Agency | DIF |
| Website | www.mygenesisbank.com |
| Data Updated | 11/14/2025 |
| CERT | 59245 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $418.73M |
| Total Deposits | $368.83M |
| Total Liabilities | $375.65M |
| Total Equity Capital | $43.08M |
| Net Income | $-1,064,000 |
| Net Loans and Leases | $294.29M |
| Assets Per Employee ($Millions) | $7.48M |
| Bank Premises and Fixed Assets | $3.95M |
| Cash and Balances due from Depository Institutions | $111.47M |
| Deposits Held in Domestic Offices | $368.83M |
Key Performance Ratios
| Return on Assets (ROA) | -0.95% |
| Return on Equity (ROE) | -9.76% |
| Net Interest Margin | 3.08% |
| Efficiency Ratio | 124.02% |
| Tier 1 Risk-Based Capital Ratio | 13.602% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.289% |
| Earning Assets to total Assets | 96.5% |
Income and Expense
| Total Interest Income | $5.71M |
| Total Noninterest Income | $-67,000 |
| Total Interest Expense | $2.36M |
| Total Noninterest Expense | $4.14M |
| Net Interest Income | $3.35M |
| Pre-tax Net Operating Income | $-1,064,000 |
| Provision for Credit Losses | $205.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.82M |
| Total Liabilities and Capital | $418.73M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Genesis Bank?
$418.73M as of the latest filing.
How much are Genesis Bank's total deposits?
$368.83M in total deposits.
Where is Genesis Bank located?
Newport Beach, CA.
What is the Net Interest Margin?
3.08%.
How many domestic offices does it operate?
3.
When was it established?
08/02/2021.
What is the Return on Assets (ROA)?
-0.95%.
How much are total loans and leases?
$294.29M (latest filing).
What is the total interest income (latest filing)?
$5.71M.